According to Wang Bianxiao, the loan amount of Kunming housing provident fund, the loan amount of provident fund refers to the maximum loan amount that an individual can apply for when using provident fund loans. Only employees who have permanent residence in local cities and towns, have established the housing provident fund system for more than 2 years, and have paid the housing provident fund according to regulations can enjoy the provident fund loan when the funds for purchasing or building houses or renovating or overhauling their own houses are insufficient. The calculation of provident fund loan amount should be determined according to four conditions: repayment ability, proportion of house price, balance of housing provident fund account and maximum loan amount, and the minimum value calculated by the four conditions is the maximum loanable amount of the borrower. The formula for calculating the loan amount of housing provident fund in Kunming is: loan amount-employee's monthly contribution to provident fund-contribution ratio × repayment ability coefficient (currently 0.45)× 12× actual loanable period (rounded to ten thousand yuan according to the formula). If the calculated amount is less than 6,543.8+0.5 million yuan, the maximum loan amount shall be determined according to 6,543.8+0.5 million yuan, and no more than two eligible borrowers, and the calculated amount shall be added to the final loan amount; However, the final loan amount shall not exceed the maximum amount of personal loans for housing provident fund in this Municipality. (Remarks: Monthly contribution amount of employee provident fund = monthly contribution base of employees × contribution ratio ×2) Bian Xiao of Kunming Housing Provident Fund loan amount calculator said that if you have any questions about the loan amount of Kunming Housing Provident Fund, you may wish to log on to the website of Kunming Provident Fund Management Center and use the "Provident Fund Loan Calculator" to easily calculate how much you can borrow, which is simple and convenient!