First, the down payment
Mainland identity: You can use UnionPay cards, savings cards or credit cards in Chinese mainland for the down payment, that is, take the UnionPay channel and automatically settle foreign exchange; If the insurance company can swipe the local card in Hong Kong, it can only pay in Hong Kong dollars, and take the visa or master channel; Or cash payment (HK$ or USD), with the cash at the counter not exceeding the equivalent of US$ 65,438+0,000; Or write a personal check from a local bank in Hong Kong; Or open a cashier's check from a local bank in Hong Kong.
Hong Kong identity: If the first-time payment insurance company can swipe its local card in Hong Kong, it can only pay in Hong Kong dollars and take the visa or master channels; It can be cash, Hong Kong dollars or US dollars, and the cash at the counter does not exceed the equivalent 1000 US dollars; Or write a personal check from a local bank in Hong Kong; Or open a cashier's check from a local bank in Hong Kong.
Second, about the renewal method:
1.DDA (the most convenient method)
Associated bank card automatic payment, also referred to as DDA, can open a bank card for a Hong Kong account, and the associated account will automatically deduct money every year; (China Merchants Bank, Bank of China, China Construction Bank and Hang Seng can all open, and they need ID card+passport+proof of address; , please consult the relevant bank for details of card opening); It is recommended to apply at least one month in advance.
(Prudential Hong Kong Card/AIA Hong Kong Card/Zhongli visa or MasterCard/Standard Life Domestic Credit Card (subject to 1% handling fee) or opening a Hong Kong account in Hong Kong and linking it with it (without handling fee))
Note: 1. After the connection is successful, the insurance company will automatically deduct the expenses from the account in Hong Kong dollars. Please ensure the balance of your account in Hong Kong.
2. If the deduction is unsuccessful, AIA/Prudential will generate a one-time handling fee of 150 Hong Kong dollars.
* * (Please prepare relevant DDA 3 months in advance. In addition, if the guests who have previously bound the relevant loyalty policy encounter problems such as reporting the loss and reissue, and the credit card is about to expire. , they need to be rebound. Please resubmit the relevant information 3-4 months before the policy expires. Please pay close attention to the status of the bank card. )
2. UnionPay (a more convenient way)
Log on to the official website personal page of the insurance company and enter the UnionPay card payment channel:
AIA Hong Kong AIA UnionPay channel can use domestic UnionPay debit card or UnionPay credit card to pay the fees (the bank charges a handling fee of1.20%);
Prudential Insurance Company can pay through UnionPay channel, using domestic UnionPay debit card or UnionPay credit card (the bank charges 0.9% handling fee); (Suspended on March 20 16 19)
telegraphic transfer
AIA AIA/Prudential Prudential /AXA AXA/Standard Life /FWD: When telegraphic transfer, please write down the policy number and premium in the remarks and send a clear payment voucher to our company for follow-up; You can go to major domestic banks to wire money to insurance company accounts; The bank charges part of the formalities. Generally, wire transfer is divided into two kinds of handling fees, one is the handling fee of 100+ charged during wire transfer, and the other is the handling fee charged by a third-party bank, which is generally 15-20 yuan dollars. According to each wire transfer, different banks have different charges. For reference. )
AXA telegraphic transfer information:
Standard life telegraphic transfer information:
HSBC HKD account 004-808-327-183-201
HSBC USD account 004-808-327-183-001
Payee: Standard Life Insurance (Asia) Limited.
Remittance account number: HSBCHKHHHKH
Remittance information of Fu Wei Life Insurance:
Hongkong Bank account number: 502-005-30900 1.
USD account number: 502-008-535274
HKD account number of China Bank: 012-875-11382131.
USD account number: 0 12-875-92354269.
4. Postscript
Hong Kong PPS can be directly transferred to the account of the insurance company online.
(No.:AIA: 4 1/ Prudential: 25/ AXA: 61; The letter B of the policy number is changed to 1, and the letter G is changed to 6. )
5. Cash
The corresponding bank in Hong Kong will pay in cash (USD or HKD, AIA will designate Citibank, AXA will designate HSBC, Zhongli will designate Citibank or HSBC, and Prudential will designate CITIC Bank).
(Zhongli insurance policy requires that Zhongli account number, policy number and premium be stated in the bill, and clear payment voucher should be sent to our company for follow-up. The original premium certificate of Zhongli Company should be sent to our company, and then sent to Zhongli by our company before the premium can be recorded. )
6. Payment Office of Insurance Company
You can go to the counter of the insurance company to handle cash in person (you must bring your ID card, pass and cash, and you can't swipe your card within the limit of $6,543,800+0,000! ) (AIA is limited to US$ 65,438+0,000 and Prudential is limited to US$ 8,000)
Invoice
You can write a personal check, money order or cashier's check (green counter deposit slip is required), and you must fill in the policy number, premium and other information in pencil on the back of the bill when issuing the invoice.