Does Hengxiang spend money on credit investigation?

Let's go Hengxianghua is spent on credit investigation because Hengxianghua is a credit card wallet produced by Shanghai Bank, which is similar to Alipay's flower buds. As a credit product, Hengxianghua needs to collect, sort out, preserve and process the credit information of natural persons, legal persons and other organizations according to law, and provide credit reports, credit evaluation, credit information consultation and other services to the outside world. Therefore, I always like to spend money on credit information.