1. The endorser logs in through online banking, bank counters or other electronic terminals, inputs the endorsement application information, and uses the digital certificate of the endorser to affix the electronic signature;
2. The bank where the account is opened examines the electronic signature of the endorser, and after the examination is passed, an endorsement business application message is formed, and the electronic signature is stamped with the digital certificate of the bank and sent to the electronic commercial bill system of the People's Bank of China;
Third, the people's electronic commercial bill system forwards the application message to the access system of the endorsee's bank after checking whether the electronic signature of the bank is accurate and effective and whether the endorser is the bill holder;
4. After the access system of the bank where the endorsee opens an account verifies the validity of the message, the endorsee's application information will be notified or displayed, and the endorsee can sign or reject the endorsement application and affix his own electronic signature;
5. The access system of the endorsee's bank verifies the validity of the endorsee's electronic signature, forms a reply message stamped with the bank's electronic signature, and sends the reply message to the electronic commercial bill system of the People's Bank of China;
6. The electronic commercial bill system of the People's Bank of China verifies the validity of the received message, and if it agrees to sign the reply message, it modifies the bill owner as the endorsee and notifies the endorser; If it is a refusal to reply, the endorser will be told to refuse to reply.
Before the endorsee initiates a reply, both the endorser and the endorsee can operate the bill, the endorser can cancel the endorsement application, and the endorsee can reply (sign or reject) the endorsement application. At this time, the system will handle it according to the principle of time priority: if the endorsee cancels the endorsement application first, the endorsement application has been cancelled, and the endorsee can no longer reply to the endorsement; If the endorsee initiates an endorsement reply first, the endorsement application has been signed or rejected according to the endorsee's intention, and the endorser cannot cancel the endorsement application. Wuhan electronic acceptance bill endorsement transfer process? I hope my answer is helpful to you. If it is good, please click adopt! For more questions, please consult Wuhan Tianxiatong Business.