The promoters of Wenzhou Civil and Commercial Bank voluntarily assumed more responsibilities on the basis of taking responsibility for the bank with the subscribed shares. According to the current application scheme, the total share capital of Wenzhou Civil and Commercial Bank is 2 billion yuan, and all shareholders are private enterprises developed in Wenzhou. Among them, Zheng Taihe and Hua Feng, as the main sponsors, applied to the CBRC for 29% and 20% shares respectively, totaling 49%. In the future, Wenzhou Civil and Commercial Bank will mainly provide inclusive finance services for small and micro enterprises, individual industrial and commercial households and community residents in Wenzhou, and will provide efficient and differentiated financial services for the development of the real economy. This development strategy and market positioning were put forward voluntarily after comprehensive consideration of Wenzhou's economic and financial development reality, market demand and future development space, shareholders' characteristics and advantages.