1. Exclusive for the elderly (the insured is 50 to 70 years old)
2. Affordable premiums
3. Loose underwriting is exempt from medical examination, and the renewal can be up to 95 years old.
4. For cancer in situ, pay an extra 20% insurance, and for high-incidence tumors (primary malignant tumors of liver, lung and stomach), pay an extra 50% insurance.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.