1, products of first-tier Internet companies:
Online business loans, JD.COM gold bars, micro-loans, loans, Baidu's money, Suning's free payment, Netease's small loans, etc.
2. Loan credit card repayment type:
Laka loan, provincial loan, card loan, small win card loan, repayment, etc.
3. Commercial bank products:
Ping An I Loan (Ping An Bank), Qian Bao Loan (Rural Credit Cooperative), Mobile Phone Loan (Rural Credit Cooperative), Resume Loan (Bank of Beijing), Baiqian Finance (Harbin Bank), Sui Xin Loan (China Bank), etc.
4. Other lending institutions: student loans, cash loans, second-rate loans, pea money, thousands of dollars, cash loans for trust and wealth, fast loans for Zendai, Star Money Bag, Anjiapai, Flash Bank, Gitzo, 2345 Loan King, etc.
Second, the relevant content of credit investigation
1. Credit investigation is a Chinese vocabulary, and its pinyin is zhēng xìn, which means collecting, sorting, preserving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation, credit information consultation and other services to help customers judge and control credit risks and carry out credit management activities. From Zuo Gong's Eight Years, "A gentleman keeps his word and has a levy, so his resentment is far greater than his body". Among them, "collecting by faith" means that you can verify the credibility of your words, or you can collect and verify credit.
2. Credit information records personal credit behavior in the past, which will affect personal economic activities in the future. These behaviors are reflected in personal credit reports, which are commonly called "credit records". Until 20 12, there is not a single law or regulation in China's current legal system to provide a direct basis for credit investigation. On June 5438+ 10, 2009, the Legislative Affairs Office of the State Council promulgated the Regulations on Credit Management (Draft for Comment), and solicited opinions from all walks of life on the Regulations on Credit Management.
3. Credit information can restrain the behavior of enterprises and individuals from the system, which is conducive to the formation of a good social credit environment. China has advocated the virtue of honesty and trustworthiness since ancient times, and promoted the formation of the concept of honesty through moral criticism. Honesty is a kind of social morality and a basic principle of communication with people.