Let me give you a simple example: Xiaoming1worked in an enterprise after graduating from school in 1985 10 years. Later, due to enterprise restructuring, they were laid off and self-employed. Since 1992, I have paid endowment insurance for flexible employees, and will be 60 years old in September 2020.
The pension of the endowment insurance for normal and flexible employees consists of two parts, one is the basic pension, and the other is the amount of personal account contributions. However, if they are laid-off workers or people with work experience, they should identify the length of service in the file according to the actual situation, so as to verify whether they meet the standard of deemed payment period. If it meets the standards, a transitional pension will be added.
In Xiao Ming's case, if files can be provided, the previous deemed payment period can be determined, and the corresponding pension will be more. However, if you can't provide files, you can only identify the actual payment period, and your previous work experience will not be identified, which means that you have lost a lot of pensions.
So from a personal point of view, it is better to provide files!
I am a retired flexible employee, and I am a special type of work. If there is no file audited by the Social Security Bureau, I would like to apply for early retirement and length of service for special types of work, and I dare not even think about it.
I was engaged in toxic and harmful work in my previous unit 1 1 year, and after resigning for my own reasons, I became a flexible employee. When I applied for a special type of retirement, the Social Security Bureau immediately opened a file transfer letter for me, and I went back to my original unit to transfer the original files and payroll, and provided them to the Social Security Bureau for review. I succeeded, because the files, payroll and other materials were complete, and I soon retired early for a special job.
After being laid off, all the workers become flexible employees and have files in their original units. Most of the files that don't exist in the unit are in the Social Employment Bureau. When I retire, the Social Security Bureau will ask me to provide files for review, mainly to review the age of birth and the time I worked in the files to determine your retirement age and length of service. If it is a special type of work, you should also check the regular grading table, salary adjustment table and original salary table in the file. At this time, the file is very important. If the file is lost or the file materials are incomplete, it is impossible to determine the payment period deemed as the length of service. If you can't handle special jobs and retire early, your pension will be greatly reduced. Therefore, if flexible employees have files, it is best to find out where your files are stored before retirement. Don't wait until you retire to find files, it will delay your normal retirement. Those flexible employees and retired industrial and commercial households who have no units and files do not need to provide files when they retire.
Hello, landlord, do flexible employees need to provide personal files for retirement? As an individual with flexible employment, you actually need to provide personal files, because you need to consult some effective information through personal files. For example, if you apply for early retirement with special jobs, you should consult the number of years of special jobs recorded in your personal file, including whether your job meets the requirements of special jobs!
Or ... also, you have the same payment period. If you have worked before 1992 and have corresponding working years, then this part of working years is regarded as the payment period, so it is very important to identify your deemed payment period, which must be identified through a clear record in your personal file. If you have a deemed payment period, but you can't provide a valid personal file, then in fact your deemed payment period will not be recognized normally, and it will be the same for you in the future.
Another point is to determine your real date of birth through your personal file. Under normal circumstances, the date of birth when you first got a job in your personal file should be the main date when you retire. In other words, if the date in your personal file does not match the date of your real identity, you will retire mainly on your birthday in your personal file. Therefore, it is necessary for you to provide an effective personal file when you retire, which is also very important for your own rights, normal legitimacy and maintenance.
Thanks for reading, please add my attention.
Hello! The subject is flexible employees. Do I need to provide files for retirement?
Whether flexible employees need files for retirement depends on the specific situation, one is to look at the insured object, and the other is to look at the time when flexible employees participate in insurance. Why do you say that?
As we all know, there are two types of people participating in social endowment insurance for flexible employees:
1, urban freelancer; 2. Laid-off workers in enterprises.
For example, urban freelancers can basically retire without files, because they are all insured after the implementation of the social endowment insurance system (1992). At that time, they could buy social security with their ID cards, and the payment period was his length of service. The age is determined according to the ID card, and they have no special type of work or "deemed payment period" logo. Moreover, they have never generated files at all, and all files are ID cards and personal payment vouchers. So they don't need any files when they retire, as long as you pay 15 years and reach the legal retirement age.
Laid-off workers are different. Although laid-off workers pay social security as flexible employees, they also belong to flexible employees, but they have already joined the work before the implementation of the social endowment insurance system (1992). In order to protect the legitimate rights and interests of these regular employees, the state has issued a series of preferential policies, such as "deemed payment period", allowing early retirement for special types of work, and determining age. These are all based on personal files. Without these files, you can't apply for retirement.
I often hear about some laid-off workers around me, especially those whose units have closed down and dissolved. When they retired, they didn't even know where their papers were. They searched for files back and forth, and their retirement was delayed for several months. If it is delayed, it will be delayed. Social security won't reissue it for you. Isn't this an exaggeration?
Therefore, for laid-off old workers, files are particularly important. You must pay attention to it and make preparations early. If you don't know where your documents are, you must look for them. Otherwise, when you reach retirement age, it won't be worthwhile to go to them and delay your retirement time.
To sum up, the flexible employees who participate in the social endowment insurance system can retire only with their ID cards and payment vouchers, because there is no file generation, no "deemed payment period", no special type of work and no file is needed.
The laid-off old workers, although they are also insured as flexible employees after being laid off, belong to flexible employees, but the verification of their special jobs and the age determination of "deemed payment period" are inseparable from the original files, so they must file when they retire. Remind laid-off workers near retirement age to prepare files early to avoid delaying retirement time.
Do flexible employees need to provide files when they retire? Whether flexible employees need to submit personal files when they retire should be considered in the spirit of seeking truth from facts and proceeding from reality. Not everyone needs to submit a personal file when they retire. Let me share my personal opinion with you:
If you start to pay the endowment insurance, you are the person who pays the endowment insurance as a flexible employee. There is no identification as the payment period, and there is no special type of work that needs to be submitted for identification. This is unnecessary, and flexible employees, because they are flexible employees, have neither employers nor competent departments. Where can they find personal files and who can create personal files for flexible employees? Speaking of personal files, the payment record of endowment insurance is a personal electronic file, which does not need to be submitted by individuals.
However, if they are laid-off workers of state-owned enterprises before flexible employment, or employees of state-owned enterprises who have been employed after leaving their jobs, they have had experience in going to the countryside, served in the army, worked in institutions and institutions in the past, and later paid endowment insurance as flexible employees, because their past work experience, years in the countryside and years in the army need to be regarded as payment years. Moreover, this kind of deemed payment period can be regarded not only as the deemed payment period of endowment insurance, but also as the deemed payment period of medical insurance. For these people, they need to submit their personal files when they retire. Can not submit personal files, not recognized as the payment period.
I have a cousin who is 55 years old. She used to work in a department store in her hometown county. The department store used to be a unit owned by the whole people under the county commercial bureau. However, in the early 1990s, due to the sluggish business, most employees were self-employed except a few who could support themselves by the original venue rent. It was in this situation that my cousin came to Dongguan, Guangdong Province to work flexibly and opened a restaurant in Dongguan. Retirement this year, only the social security paid in department stores will be transferred to Dongguan, plus the endowment insurance paid as a flexible employee in Dongguan. The accumulated payment period is about 25 years, and the monthly pension will be more than 2,000 yuan when you retire.
Recently, she called me and asked me that she had applied for a retirement pension in Dongguan, but the pensions of other colleagues who applied for retirement in Sichuan were not so high. What happened? I just told her that you work in a department store that calculates the length. Where is the personal file? Did you find it? I told her that all the years of work before Sichuan 1996 should be regarded as the years of payment. She has a deemed payment of about five years. If these five years are added, the pension may be higher than that of her colleagues in her hometown.
Only then did she entrust her relatives to the archives center of the Personnel Bureau in her hometown to find the archives, but fortunately, she finally found her own archives in a room full of archives of bankrupt enterprises in the archives center of the Personnel Bureau. Although the employees in Dongguan have retired according to flexible employment, after I reminded them, the files were handed over to the relevant social security departments in Dongguan. The social security department saw the personnel file and thought that as long as there was a personal file, the past deemed payment period needed to be supplemented. Recently, according to the personal records, the social security department of Dongguan will increase the deemed payment period by five years, and recalculate and reissue the pension from the month when the pension is calculated after retirement.
To sum up, as can be seen from the example I cited, if the flexible employees do not count the payment period, special types of work and other matters you identify, only the actual payment period, retirement does not need personal personnel files, and no personal personnel files can be provided; However, if there is a continuous length of service recognized by the state, the payment period is the same or a special type of work, personal personnel files must be submitted.
Whether flexible employees provide files when they retire depends on the specific situation.
Flexible employees have a wide range of insured groups, including laid-off workers from bankrupt enterprises, individual industrial and commercial households and urban and rural residents who are freelancers. All of them can be insured as flexible employees. After the insurance payment period is over 15 years, anyone who reaches the legal retirement age can retire and enjoy the corresponding pension insurance benefits.
However, due to the complicated work experience of flexible employees, it is not necessary to provide files for flexible employees who have never worked in state-owned enterprises, collective enterprises at or above the county level or administrative institutions. Those who meet the retirement conditions can apply for retirement with their ID cards and personal social security cards. Its pension insurance benefits consist of basic pension and personal account pension/139(60 years old)/170(55 years old).
When handling retirement, it is necessary to provide personnel files for laid-off workers from bankrupt enterprises, freelancers who resigned from the original administrative institutions for various reasons, and those who later joined the insurance as flexible employees.
Why do these flexible employees provide files?
First, only by looking at the files can we determine their original employee status and legal retirement age. ① At present, the retirement age of female flexible employees in most places is set at 55, but female flexible employees who have worked in state-owned enterprises and collective enterprises at or above the county level for more than 10 can retire at the retirement age of 50; Those who have a special type of work in the original unit and meet the working years of special types of work can retire five years in advance, that is, men are 55 years old and women are 45 years old.
The second is to verify whether there is the same payment period. Laid-off workers from former state-owned enterprises and collective enterprises at or above the county level, as well as laid-off workers from administrative institutions, need to check whether there is a deemed payment period by looking at the files before the overall implementation of social endowment insurance. If there is no document, it cannot be regarded as the payment period. It is equally important to regard the payment period as the actual payment period. If you don't count the payment period, your pension insurance benefits will be less accordingly. When calculating the pension, the deemed payment period is reflected in the total pension in the form of transitional pension, and its pension insurance benefits consist of three parts, namely: basic pension+transitional pension, ten-person account pension/139(60 years old)/170(55 years old)/195(50 years old)/.
Therefore, when flexible employees retire, only those laid-off workers from state-owned enterprises and collective enterprises at or above the county level and those who are insured as flexible employees after their resignation (dismissal) need to provide their original work experience files when they retire.
Do flexible employees need to provide files when they retire? I believe many flexible employees have such doubts, because some people may never know what their files look like, or even have no files at all. Can't you retire without a file? Actually, it's not. The following four situations need to provide files: first, personnel files are needed to calculate the deemed payment period; The second is to examine and approve the personnel files needed for retirement of special types of work; Third, the birth time of social security payment record is inconsistent with the birth time of personal ID card; Fourth, apply for additional pension benefits (such as professional title benefits, incentive benefits, one-time one-child fees, etc.). ). Let's make a concrete analysis based on the problems, hoping to help you.
1. Why do flexible employees need to provide files when they retire? According to the requirements of the retirement examination and approval department, both enterprise retirement and flexible employment retirement generally need to provide files. The purpose of providing documents is mainly as follows:
1. Retirement examination and approval department in order to ensure the fairness and rigor of retirement examination and approval. Because archives are an important basis for recording personal life trajectory, many special historical experiences are long, and the original material records in archives are the best way to prove it. Because personnel files are consistent and highly related. Judging from the contents of paper materials and archives, the materials formed in the early years are not easy to be faked. For example, the identification of educated youth experience, military experience and special types of work is mainly based on file records.
2. The retirement examination and approval department gives an exemption. Due to the subjectivity of retirement approval, the state has a framework retirement approval policy, and it is inevitable that there will be some differences in implementation among provinces (cities), but it is obviously not enough to rely solely on the understanding of the retirement approval policy. Taking archives as the basis of retirement approval is the best way to solve the subjective approval of retirees. First, the contents of archives are important proof materials that can be quantified, clarified and referenced. Because once there is any mistake in the process of retirement approval, it is also approved according to the file, and individuals cannot push the responsibility to the retirement approval department. Second, the contents of archives are generally historical materials completed by individuals, schools, companies and relevant departments, with personal signatures and seals of schools, companies and relevant departments. It is generally acknowledged that they can be on the "table" and have certain authority.
2. Determine the inevitable requirement of social security payment period. Because according to China's Social Insurance Law, you can retire and receive a monthly pension when you reach the statutory retirement age and the pension payment period is 15 years. In China, however, the social insurance system was only started on 1992, and the establishment time of each province (city) is slightly different. For those who work before the establishment of the social security payment system, the payment period needs to be calculated. If there is no personnel file,
2. Can flexible employees not provide files when they retire? 1. For flexible employees, they can retire without files.
In practice: there are many flexible employees who have no files, which can't be blamed on them. Because the personnel files can't meet with me, the loss of files is particularly serious for the unemployed in some bankrupt enterprises. In addition, many people may have never taken part in a serious job until retirement, or have been in private enterprises. They have no concept of archives at all, and private enterprises are not qualified to keep archives, nor will they arrange special personnel to manage them. If you force them to find files, you force them to cheat.
2. Flexible employees are involved in the following four situations. It is best to provide files when handling retirement, otherwise it will affect retirement approval and cause certain losses to individuals.
The first type: accounting requires personnel files as the payment period. If you have worked before the establishment of the social security payment system, or have special experience such as educated youth and joining the army, you need to provide files and determine the length of service in order to calculate your deemed payment period. If there is no file as the basis for bookkeeping, it will not be recognized as the payment period.
The second type: personnel files are needed for special types of work to approve retirement. Among many retirement approvals, special jobs are the most complicated and difficult. Flexible employees are even more difficult. Because special jobs belong to early retirement, different retirement approval standards are divided according to toxic and harmful industries, high temperature and high pressure. Generally, flexible employees with special work experience are mostly employees of bankrupt state-owned enterprises or laid-off workers. For them, if they don't have files, they don't even think about retiring early for special jobs.
The third type: the birth time of the social security payment record is inconsistent with the birth time of the personal ID card. The identification of birth time is mainly based on the earliest records in personnel files. If there is no file, then you need to compare the birth time and ID card time on the social security payment record. If they are consistent, they can apply for retirement. If the two are inconsistent, the earliest record shall prevail.
The fourth type: apply for additional pension benefits (such as title benefits, award-winning benefits, one-time one-child fees, etc.). ). For some flexible employees who have obtained intermediate titles or above in their early years, or obtained honors at or above the provincial level and have one-child certificates, a certain amount of pension benefits will be increased when they retire. For example, in Shenyang, those who have obtained intermediate or above titles before 1998, or model workers at or above the provincial level, are given transitional pensions ranging from 50 yuan to 100 yuan when calculating pensions. In addition, a one-child fee of 2,000 yuan will be paid to flexible employees who hold the one-child certificate.
Write it at the end: 1 Flexible employees generally need to provide files for retirement. If it does not involve the determination of deemed payment period, retirement of special types of work, determination of childbearing age, application for special care recipients and other related matters, you can also apply for retirement without files. If the above situation is involved, there will be some losses in pension accounting without files, and it is generally impossible to return retirement without files for special jobs.
2. For flexible employees, we should also establish a sense of archives. Especially the bankrupt or laid-off workers of state-owned enterprises, we must pay attention to the custody of files, and remember not to put them in personal hands or unpack them privately. Archives should be kept in the local archives management department to avoid unnecessary troubles when retiring.
What problems have you encountered in the process of retirement approval? Please leave a message!
Flexible employees must provide files when they retire. This is mainly based on two points.
First, it is the need to examine and approve insurance registration information.
Pure freelancers should provide the original and photocopy of their ID cards to social insurance agencies and fill in the registration form when they register for endowment insurance, so the photocopy of their ID cards and registration forms are the files of flexible employees. When you retire, the authorities must first verify your date of birth and payment to see if you meet the retirement conditions.
When laid-off workers are transferred to flexible employment, due to their different identities, contract systems and fixed jobs, when they are transferred to flexible employment after being laid off, they need to provide employee files of the original enterprise and proof of termination of labor relations with the enterprise. Then your original enterprise employee files and flexible employment insurance registration constitute all your files. When you retire, according to the file you provide, the organization will approve your information.
Second, it is the need of the pension insurance approval retirement system.
The examination and approval of retirement pension insurance is the responsibility of the administrative department of human society. What is retirement approval? Just look at the file, see if the date of birth in your file is true, see if you meet the conditions stipulated by the deemed payment period, and see if your payment is enough for the minimum payment period. All these audit processes are inseparable from files. Without documents, it is impossible to review and approve. Even the pure freelancer can't retire without the approval of the administrative department. If you want to retire, you must provide files.
Files are very important and critical to everyone. Don't take them seriously.
At present, both enterprise employees and flexible employees need to review files when they retire. Archives play a certain role in retirement, mainly having the following functions:
By reviewing the files, it can be determined whether the retirees have worked in state-owned enterprises or collective enterprises, and then whether they have the same payment period. When retiring, the staff of the social security office will determine the starting time for retirees to join the work by reviewing the original recruitment form in the work file.
Check the files to see if retirees have ever worked in state-owned enterprises or collective enterprises. If you have worked in a state-owned enterprise or a collective enterprise, you must determine how many years the comrade has been recognized as paying fees through the records of the archives.
Employee files are important materials for paying endowment insurance in the new year. According to the relevant provisions of Document No.40 of the Notice of the Provincial People's Social Security Department on Relevant Issues Concerning the Payment of Basic Old-age Insurance Fees by Enterprise Employees before the Implementation of the Social Insurance Law, employees with original fixed-term or labor contract system should provide their employee files when applying for payment.
Summary: At present, whether employees or flexible employees apply for retirement, files or important audit materials must be kept. Do flexible employees need to provide files for retirement? Both flexible employees and on-the-job employees need to provide files as long as they apply for retirement.
However, it should be noted that there are two types of flexible employees. One is flexible employees who have been paying social security by themselves, and the other is flexible employees who are laid off after work and pay social security by themselves. No matter what form of flexible employees, they have to check their personal files before they can retire.
We check files because of the importance of files, because we can find important information such as birth date, working hours and so on from files. Because the method of determining the date of birth when an individual retires in our country is the method of combining the individual with the ID card, when the date of birth recorded by the individual and the ID card is also inconsistent, the date of birth recorded in the file shall prevail.
We can see from the personal employee files that the working time of an individual determines whether an individual has the deemed payment period through this time, so the deemed payment period will be calculated when calculating the pension, and the deemed payment period will be calculated in the pension formula, which will also affect the amount of personal pension.
So through the above two reasons, we know the importance of archives to individuals. Therefore, if you are the insured who has paid the employee pension insurance before, the importance of the file is self-evident, and you must check the individual employee file when you retire.
For those who have been paying their own social security, the components of the file are relatively simple, such as a copy of ID card and a registration form for flexible employees. Therefore, there is generally no problem that the date of birth recorded in the file is inconsistent with the date of birth on the ID card, but this does not mean that individuals do not need files when they retire, because personal files are generally stored in their hands, not in the social security department of the insured place, so when they are busy retiring, they can directly take their ID cards to the local tattoo and want to retire.
I am a grassroots social security worker, welcome to pay attention. I will share articles about social security every day.