Precautions for buying second-hand houses:
First of all, understand the building structure.
Before buying, check whether the basic information of the house is consistent with the house book, including the year of building, the use area of the house, the property right of the house, etc. In addition, the housing layout, infrastructure and housing structure should be further verified and inspected.
Second, the housing price assessment
Compare and judge the value of second-hand housing from many aspects, and you can also entrust a trusted intermediary or evaluation agency to evaluate whether you can make a second-hand housing mortgage loan. Under normal circumstances, banks will make a hedging assessment when mortgage loans, and this price can show the lowest hedging price of houses.
Third, the transfer should be cautious.
Second-hand houses must be filed by housing management and land management departments before they can be recognized as real owners. The guarantee and notarization of any other unit are not complete transactions, and the transfer formalities need to be handled legally and thoroughly.
Four. House property right verification
Ask the seller to provide the original legal property right certificate, and go to the housing management department to inquire about the authenticity of the property right certificate, as well as the property right source and property right record of the purchased property. Including the owner, registration date, transaction price, etc. It is also necessary to confirm the integrity of the seller's property rights and know whether the purchased house has been mortgaged and shared with others. Pay attention to whether the owner and seller on the real estate license are the same person.
Verb (abbreviation of verb) inspection environment and supporting facilities
Old houses are generally located in urban areas, with high building density, and the surrounding environment has been formed for many years, which is generally difficult to change. It is necessary to carefully investigate whether there are pollution sources around the house, such as noise, harmful gases, water pollution and garbage. , as well as the surrounding environment, community security, hygiene and cleanliness. The survey of housing facilities mainly includes: water quality, water pressure, power supply capacity, gas supply, heating and charging standards, TV reception clarity, etc. Visit the neighbors and have a deeper understanding of the environment and convenience here.
6. Understand the present situation of property management,
Check the level of property management and service; Check whether the community security is in place; Whether the infrastructure is complete and intact; Attention should also be paid to hygiene. In addition, the parking spaces, green environment and other details of a community will reflect the property level of a community, so be sure to check it carefully when buying.
The above is Bian Xiao's knowledge about matters needing attention in buying second-hand houses. I hope everyone must pay attention to the details when buying second-hand houses to ensure the safety of transactions.
(The above answers were published on 20 16-0 1-05. Please refer to the actual situation for the current purchase policy. )
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