What should I do to buy an auction house?

1. If the house has been completed when the developer declares bankruptcy, the buyer can apply to the housing management department for real estate license according to the procedures. However, if the house has not been built, it can be divided into mortgage loan, installment payment and full payment according to the different ways of buyers. When developers go bankrupt, different ways of housing ownership will be different. At this time, the buyer should consult professional legal advice to find out the ownership.

2. Property buyers should unite with relevant owners to protect their rights and obtain maximum legal support.

In case of unfinished crisis, don't rush to apply for check-out, because the developer has no funds at this time. After check-out, the buyers can't get the purchase money, only the IOU issued by the developer, and the relationship between the two parties becomes a creditor-debtor relationship. If the developer declares bankruptcy due to insolvency, and its property is auctioned by the court, according to the provisions of the bankruptcy law on the order of repayment, the buyer enjoys priority over the general creditors.

How to avoid buying uncompleted residential flats

First, understand the strength of developers.

We can understand the strength of developers through the following aspects: First, we can understand the qualifications of developers and judge their comprehensive strength through departments such as Housing Authority and Construction Bureau; The second is to go to the construction site to understand the progress of the project; The third is to go to the real estate that developers have developed.

Under the current situation of property market regulation, the strength of developers has been greatly tested, and small and medium-sized developers are facing the risk of capital chain breakage. Therefore, understanding the strength of developers is a key step to avoid buying uncompleted residential flats. The safer way is for buyers to choose projects developed by well-known real estate enterprises. Although unfinished buildings cannot be completely eliminated, this risk will be greatly reduced. For developers who don't understand, buyers should be cautious and avoid stepping on "mines".

Second, don't blindly believe the promises of developers.

Many developers often use "high returns" and "high profits" to fool buyers, but buyers should always remain calm. Once the developer promises a return beyond the normal range, it will inevitably mean high risk.

Third, review the "five certificates" when buying a house

The reason why many properties are unfinished is that developers are eager to start selling in the case of incomplete procedures, but the funds cannot be withdrawn. This situation is very dangerous for property buyers, so it is an important principle to reject projects with incomplete procedures. So how can we know whether the developer program is sound? We can judge by looking at the "five certificates", which refer to the state-owned land use certificate, construction land planning permit, construction project planning permit, construction project construction permit and commercial housing sales (pre-sale) permit. Houses with complete five certificates generally have less risk of unfinished business.

Fourth, investigate the degree of attention of the project.

Under normal circumstances, the sales situation is good, and there are few cases of uncompleted residential flats with faster speed. Then buyers can see whether this property is reliable by investigating the attention of the project. Generally speaking, the property with high cost performance, complete facilities and good location will attract the attention of many property buyers.

The verb (abbreviation for verb) identifies the expected existing house.

Some developers in the sale of real estate, will be under the banner of "quasi-Xianfang", but actually still belong to the auction property. Of course, compared with houses that have not yet started or are still under construction, the risk of unfinished existing houses will be greatly reduced, but buyers still cannot ignore the inspection of the five certificates.

Quasi-existing houses refer to houses whose main body has been basically capped, the general outlines of buildings and facilities in the community have begun to appear, and important factors such as room type and building spacing have been clear at a glance, and the project is in the stage of interior and exterior wall decoration and supporting construction.

Sixth, you can consider choosing an existing house.

Compared with the auction, the purchase of existing homes can greatly reduce the purchase of uncompleted residential flats. Of course, there are risks in buying an existing home. Property buyers should carefully examine the occupancy rate and supporting facilities when purchasing, so as not to live in a "ghost town".