1. The credit information system records personal credit information, including loan behavior and repayment records, aiming at evaluating personal credit status.
2. The loans of the day will also be recorded in the credit information system, because credit information agencies usually obtain relevant data from financial institutions, including personal loan records. Once the loan is recorded, it will have an impact on personal credit evaluation.
3. The borrowing time does not affect whether it will be credited. What matters is the loan itself. The credit information system aims to provide personal credit information to assess their credit risk. No matter the loan of the day or the loan of other time periods, it may be recorded in the credit information report.
Summary: No matter when the loan occurs, the loan behavior may be recorded in the credit information system. Therefore, Qian Xiaole's loan on that day may be a loan. Please note that the specific situation may vary by region and institution. It is recommended to consult relevant financial institutions or professionals when borrowing money to understand the specific situation and impact.