First, financial management.
1, financial management is a Chinese character, pinyin is lǐ cái, and English is Financing, which refers to the management of finance (property and debt) for the purpose of maintaining and increasing the value of finance. Financial management is divided into corporate financial management, institutional financial management, personal financial management and family financial management. Human survival, life and other activities are inseparable from the material foundation and are closely related to financial management.
2. "Financial management" is often used with "investment and financial management" because "financial management" includes "investment" and "investment" includes "financial management". The so-called financial management is not only about investing in financial management, but also about being invested. If you don't know how to invest, you don't know how to manage money better.
Second, the citation interpretation
1. Managing property: Under the Book of Changes: "It is not righteous to ban people from managing money." Kong Ying Da's book: "It is said that saints manage their finances in moderation." "On the Latent Husband" in the Palace of Han Dynasty: "The first king was in charge of money, and the people were forbidden to do wrong." Song Ceng Gong's Reconsideration of Funds: "Your Majesty said that the minister said that saving money is the key to financial management, and the words of the world are not the case."
2. Chapters 3 and 3 of Legend of Heroes of Children: "I think that the way to manage money is probably nothing more than' there are more people living and fewer people eating; The reason why people are sick and the reason why people are comfortable. "In the Qing Dynasty, Li's" Officialdom Revealed ":This person really has the talent of being an official, and he is really a good financial manager.
Third, the origin
1, the word "financial management" first appeared in newspapers in the early 1990s. With the expansion of China's stock and bond markets, the enrichment of commercial banks and retail businesses, and the increase of citizens' overall income year by year, the concept of "financial management" has gradually become popular.
2. Personal financial management can be roughly divided into personal assets and personal liabilities, and * * * belongs to personal assets like funds, stocks, bonds, deposits, life insurance and gold; Personal housing mortgage loan and personal consumption credit belong to personal liabilities.