Automobile accident claim process: report the accident to the insurance company first, and the staff of the insurance company will handle it differently according to different accidents. Simple accident: the insurance company will directly send surveyors to take photos on the spot to determine the damage; Cases in which no one was injured in traffic accidents on both sides shall be handled by the quick claims center.
The rapid processing center is responsible for determining the amount of loss, and it is not necessary to issue a traffic police team accident certificate; According to the standard site damage assessment, complete the survey and damage assessment at one time; The price released by the fast claims center has been recognized and recognized by various insurance companies.
If compulsory insurance and commercial insurance are underwritten by two insurance companies respectively, the original traffic accident materials should be submitted to the insurance company that underwrites compulsory insurance, and then the copy stamped with the special seal for claims settlement should be submitted to the insurance company that underwrites commercial insurance.