Consultation content: What kind of insurance do women with social security need to buy? Consulting users: Guoguo (Deyang) experts answered: Guanghua Life Insurance sees your needs. Generally, everyone is most concerned about their own life and health, so accidents, medical care and serious illness protection are all necessary. You have social security, but as far as the current situation in China is concerned, social security can only be a drop in the bucket in the face of serious illness. Secondly, consider other insurance products according to your own needs and family situation. China life insurance Zhang, you are very clever. Social security cannot be guaranteed. Design a commercial insurance for yourself as a supplement. I don't know your age, but buying commercial insurance is a scientific way to keep your hard-earned money from losing. Accidents and diseases are the most unpredictable things in a person's life, so you can make your premium payment decision with 10- 15% income, and then plan accidents+serious illness+hospitalization+hospitalization subsidy. After all these are integrated, you can make some financial products to supplement the deficiency of social security pension. Wu Qiwei of Wuhan Xinhua Life Insurance wants to know the difference between social security and commercial insurance. I suggest you supplement this knowledge. As the saying goes, social security is the foundation and commercial insurance is the supplement. Commercial insurance must have a scope that social security cannot cover. For example, accidents are not found in social security. I suggest you talk about your basic situation here and let everyone help you analyze it, which will help you even more. Please supplement the information in the following format: the composition of family members (age, gender, nature of work), the occupation of husband and wife, their respective incomes, the annual living expenses of the family, and whether there are bank loans (car loans, mortgages, etc.). ), expected education expenses/parental support expenses, existing financial management methods and contents (deposits/stocks/funds/real estate), insurance purchased (company/name/premium/insurance) Tang Chengping, China Ping An Life Insurance Company of China Insurance Company, Deyang, capable person. There are two things in his life that we can't control, that is, accidents and diseases. In addition to the most basic social security, we must supplement accidents and major diseases.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.