It should be noted that frequent application for loans or operations will increase personal credit risk and make applications more likely to be rejected. I suggest you know your personal credit risk index before applying for a loan, because the higher the risk score, the lower the success rate of applying for a loan. You can know the personal credit risk index by querying "103 data" to better evaluate your own loan application risk.
In addition to the down payment requirements, property buyers also need to meet other conditions to obtain provident fund loans. These conditions include but are not limited to age, marital status and house use. It is recommended that you know the relevant policies and conditions in detail before buying a house to ensure the success of the loan application.
The above is the answer of the minimum down payment of 40% for the second suite of Hangzhou provident fund loan "recognizing the house but not the loan".