1, negotiate with the collection. Negotiation is skillful. First of all, you have to repeatedly show your willingness to repay, so that the other party can rest assured that you are not the kind of person who grabs "Lao Lai". But it is really unable to repay at present. After that, you need to give the other party a clear repayment schedule according to your real situation. In fact, as long as the online loan company determines that you are willing to repay, it will give you accommodation time.
When you pay back the money, you must pay it back one by one, and then return it to the next one. If you choose each platform, it will be even less, especially those who borrow from multiple platforms. I am afraid that even the interest will not be paid, so you will never be able to pay off your debts.
3. Do a good job of preventing the address book from being exploded. Exploding the address book is indeed a very malicious move, and there is no particularly good way at present. However, if you are worried that the other party will explode the address book, you can imitate the following template and give the relatives and friends of the address book a vaccination in advance:
In the face of pressure exerted by the collector after the deadline, just ignore it. This is to prevent collectors from causing mental harm to themselves. If you are indifferent to him, he can't hurt you. It is important to keep a good attitude after the expiration. Only in this way can we face the debt crisis with a peaceful attitude.