Non-repayment of money is a private lending dispute, and the victims can safeguard their legitimate rights and interests through civil litigation. The victim may apply to the People's Mediation Committee for people's mediation. If mediation fails, a civil lawsuit can be brought directly to the court. Bring a lawsuit to the court, submit a complaint and the court will accept it. The acceptance fee is less than 10000 yuan in 50 yuan. If there is only the debtor's address and contact information, the court will accept it, but going to court for prosecution will definitely win the lawsuit, so you should prepare sufficient evidence before going to court for litigation. There are two preconditions for bringing a lawsuit:
1, you should ensure that your IOUs do not exceed the time limit;
2, to write an indictment, but also to ensure that the statute of limitations is not exceeded, and the loan relationship is clear. If the other party still refuses to repay the arrears after winning the case, according to the relevant laws and regulations, the relevant departments have the right to detain and seal up the auction property according to the amount.
The limitation period for requesting protection of civil rights from the people's court is three years. The limitation period of action shall be counted from the date when the agreed repayment period expires. If the other party still fails to pay back the money after the judgment of the court, it may apply to the court for compulsory execution within two years after the judgment takes effect. However, the people's court shall not protect the rights that have been damaged for more than 20 years. Under special circumstances, the people's court may decide to extend the time according to the application of the obligee.
legal ground
Article 675 of the Civil Code of People's Republic of China (PRC) * * * The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time. Article 214 of the Civil Procedure Law of People's Republic of China (PRC), if a creditor requests the debtor to pay money or securities, it may apply to the grassroots people's court with jurisdiction for a payment order if it meets the following conditions:
(1) There is no other debt dispute between the creditor and the debtor;
(2) Payment orders can be served on the debtor.
The application shall specify the amount of money or securities required and the facts and evidence on which it is based.