And the annual interest rate within 1 year (including 1 year) is 4.35%.
If the term is within 5 years (including 5 years), the annual interest rate is 4.35%.
If the term exceeds 5 years, the annual interest rate is:
4.90%
Mortgage interest rate refers to the loan with real estate in the bank, and the interest is paid according to the interest rate stipulated by the bank. China's mortgage interest rate is uniformly stipulated by the People's Bank of China, and all commercial banks can float within a certain range.