First of all, Bian Xiao first introduces the business scenarios of the following four medical platforms, so that everyone can have a general understanding of their business models.
First, C2C medical consultation platform
C2C medical consultation platform has a large number of resident doctors. In terms of time, doctors can use their free time to make online diagnosis and treatment for patients. From the perspective of space, doctors can conduct remote consultation and remote treatment. Connecting doctors and patients through internet technology can effectively help medical upgrading. But for the platform, a large number of medical orders need to be settled with the resident doctors, which requires high financial and human costs.
Second, B2C national hospital cooperation platform
There are many national hospital cooperation platforms in the market, aiming at the pain points caused by the triangular relationship among patients, doctors and hospitals, and optimizing the medical treatment process. Users can directly select the appropriate hospital for registration, payment, inspection results and so on. It saves time and trouble, and is also conducive to the hospital to expand the service radius of high-quality medical resources. However, the sharing of accounts between the platform and a large number of cooperative hospitals across the country is also complicated and cumbersome.
Third, B2B medical device platform.
This platform will sell surgical instruments, operating room or clinic equipment, energy therapy instruments, disinfection and cleaning instruments, etc. Usually, we will cooperate with many hospitals and medical institutions to purchase these medical devices on the platform, and the platform will arrange the nearest medical device supplier to deliver them. Then, after the transaction order is completed, the platform needs to settle funds with medical device suppliers and logistics parties.
Four. B2C2C drug supply platform
Drug supply platforms usually cooperate with doctors and pharmacies. Doctors enter the platform to prescribe drugs for patients, and patients order drugs on the platform, and then they are distributed by the nearest pharmacy. In this business scenario, the transaction funds are collected by the platform, and the platform needs to share accounts with doctors and pharmacies.
As a new model in the medical field, Internet medical care has strong advantages in process optimization, data support and breaking the time and space barriers of medical services. However, what should the medical platform do in the face of a large number of transaction orders and complex settlement needs? In fact, the best solution is to access the automatic accounting system and realize flexible and free accounting management through digital tools.
Only one API interface is needed to easily access the automatic billing system. After the access is completed, it can quickly break through the data barrier and quickly connect the business data of the medical platform. The platform can freely configure charging rules in the background, including charging proportion, settlement period and settlement method. And the system can realize automatic billing with doctors, hospitals, medical equipment suppliers, pharmacies and other parties in the whole process, which greatly improves the billing efficiency of the medical platform and reduces the financial cost. At the same time, the automatic billing system can also independently form transaction data, and provide effective data support for platform operation and management through massive medical transaction data. And because the system is built into the core system of the bank, it can open supervision accounts and numerous sub-accounts for the medical platform, ensure the safe control of transaction funds, avoid the risk of secondary account clearing of the platform and promote business compliance.
As an important participant in the digital wave, medical platform wants to expand its business better and make the platform bigger and stronger. The core issue of primary concern is how to make the accounting of medical platform more efficient, and the appearance of MallBook automatic accounting system is undoubtedly a "booster" for the rapid development of medical platform, helping the platform to improve the efficiency of transaction management and realize cost reduction, efficiency improvement and compliance development in all aspects.