Xiaoyu shows the bills to be lent, indicating that the loan process has been successfully completed and the lending institution is ready to lend money. At this point, the borrower only needs to wait patiently for the funds to arrive. Please note that while waiting for the loan, the borrower should keep in touch with the lending institution to ensure that the account information is correct. At the same time, comply with relevant laws and regulations to avoid illegal activities. If you have any questions about the specific situation of Xiaoyu's loan bill, it is recommended to contact the lending institution or Xiaoyu's official customer service directly for consultation.