Recently, the Housing and Urban-Rural Development Bureau of Dongguan issued the Announcement on Public Solicitation of Opinions (hereinafter referred to as the Draft for Soliciting Opinions), which clearly stipulated the subscription targets, distribution methods, subscription process, planning and construction, sales model, property rights registration and other related standards of the "three-limited houses". .
According to the above-mentioned documents, "three-limit housing" (price limit, land price limit and sales target limit) refers to the government's investment or preferential policies, raising construction according to relevant standards, limiting the area of Xing Tao, limiting the scope of use and the right of disposal, and implementing the property rights of the government and the winning bidder according to the proportion of * * * *, which is oriented to the affordable housing for families without houses in Dongguan that meet the prescribed conditions.
The reporter of the National Business Daily noticed that five "three-limited housing" projects in five towns, including Chang 'an, Humen, Fenggang, Tangxia and Da Lang, are currently under construction and are expected to supply more than 4,000 suites. Among them, the three-bedroom garden project in Da Lang was put on record in April last year and is expected to be delivered by the end of next year.
Yan Yuejin, research director of the think tank center of Yiju Research Institute, told the reporter of National Business Daily, "From the content of the three-limited house in Dongguan, it is actually similar to the content of the * * * property house. However, there are some important constraints in the subscription object, such as no house, local household registration or pension insurance payment, education or professional title, purchase restriction and so on. But such a threshold can better protect the subscription rights and opportunities of relevant employees. From this point of view, it is instructive for the work of other cities with property rights in the country, that is, it is necessary to give priority to protecting the rights and interests of employees in the area where the project is located, and at the same time pay attention to the application of a set of purchase restriction rules. "
Source: Guan Wei, Dongguan Housing and Urban-Rural Development Bureau.
More than 4000 houses are under construction.
In fact, this is not the first time that Dongguan has put forward the concept of three-limited housing.
As early as last August, the Office of Dongguan Municipal People's Government issued a notice on printing and distributing the "Pilot Scheme for the Construction and Distribution of Three Limited Houses in Dongguan". It is planned to build three-limited houses (* * * property houses) in five towns, including Chang 'an, Humen, Fenggang, Tangxia and Da Lang, with a construction area of 70-80 square meters and 6,544 apartments with two bedrooms and two halls.
Specific to the implementation of the land auction price, the total land auction price is calculated according to the current Dongguan first-hand housing price filing rules, and the starting price is lowered by 10% on the basis of half of this total price (not less than 50% of the assessed price); If it is lower than 50% of the evaluation price, 50% of the evaluation price shall be taken as the starting price; Up 10% is the highest price limit.
Source: official website, Dongguan Housing and Urban-Rural Development Bureau.
However, an enterprise as a legal person with the qualification to engage in real estate development and operation needs to handle the pre-sale of commercial housing within 18 months after the land is delivered and the contract for the assignment of the right to use state-owned construction land is signed, and complete the completion acceptance and delivery within 30 months.
In terms of housing price setting, Dongguan Housing and Urban-Rural Development Bureau predicts the housing price level of the regions (parks, towns and streets) during the period of three-limited housing sales according to the average transaction price of first-hand commercial housing and the auction transaction price of commercial and residential land since 2020.
In September last year, the first "three-limited house" plot in Chang 'an District listed on Dongguan Dongguangong X Resource Trading Network was acquired by Dongguan Dongshiyunqi Investment Co., Ltd. (hereinafter referred to as Dongshiyunqi) for 588 million yuan, which is equivalent to the saleable floor price of about 1 1.700 yuan/square meter. According to the transfer documents, the three-limited housing project is mainly two or three rooms of 70-80 square meters, and the basic decoration is delivered. At the time of sale, the successful bidder who meets the pilot scheme of three-limited houses will purchase 50% of the total investment price and 50% of the property rights. The average selling price of this part can't be higher than 4 179 1 yuan/square meter, and the other 50% of the property rights are owned by the government-designated institutions.
That is to say, in the early stage of buying a house, the buyer can buy a new house only by investing 50% of the total price, and the purchase unit price does not exceed 20,896 yuan/square meter.
The reporter of the National Business Daily found through the inquiry of Qixinbao that the shareholder of Dongshi Yunqi is Dongguan Industrial Investment Holding Group Co., Ltd. (hereinafter referred to as Dongshi Group), with a shareholding ratio of 100%, while the shareholder of Dongshi Group is the State-owned Assets Supervision and Administration Commission of Dongguan Municipal People's Government.
At present, Dongshi Group has sealed up four three-limited housing plots in Dongguan, which are located in Chang 'an, Humen, Fenggang and Tangxia, and all of them passed the project filing in mid-June last year. The project names are Changan Dongshiqi Kangyuan, Humen Dongshiqisheng Garden, Fenggang Dongshiqi Garden and Tangxia Dongshiqi Landscape Garden. Together with the three-limited house garden project in Dalang Town, the total investment of five three-limited house projects exceeds 6.3 billion yuan, and it is estimated that more than 4,000 houses will be provided.
According to the requirements of/kloc-pre-sale of commercial housing within 0/8 months and completion, acceptance and delivery within 30 months, these four projects of Dongshi Group will be sold into the market by May 2023 at the latest and delivered at the end of 2024. The three-bedroom garden project in Dalang Town, which was completed in April last year, is expected to be delivered by the end of next year.
"One in one out" operation is more standardized.
Under such favorable conditions, who can buy a "three-limited house"?
The "Draft for Comment" stipulates that the three-limited-house acquirer must have a spouse or * * * children who live together, and the acquirer and their spouse and * * * children who live together have no self-owned housing in Dongguan, and there is no housing transfer registration record in Dongguan within 3 years before purchase; Have a household registration in Dongguan and have paid endowment insurance in Dongguan for 3 years, or have no household registration in Dongguan but have paid endowment insurance in Dongguan for 5 years; Sign a labor contract with the employer in the three-limit housing sales area and pay the old-age insurance monthly 1 year (the labor contract signing unit and the old-age insurance payment unit must be consistent).
Source: official website, Dongguan Housing and Urban-Rural Development Bureau.
However, if the purchaser abandons the house selection or fails to sign the subscription book or purchase contract after the house selection, his qualification for purchasing the three-limited house will be cancelled, and he shall not buy the three-limited house again within three years (* * * housing with property rights).
In addition, after the delivery of the three-limited house for a certain period of time, and after paying off the purchase price and taxes, the winning bidder will go to the real estate registration center to register the transfer of real estate with the written certificate provided by the holding institution, and the * * * property house will be changed into a market-oriented commercial house.
Moreover, when the winning bidder meets the limited conditions, he can enjoy preferential treatment when buying government shares, that is, if the winning bidder has obtained the certificate of immovable property for five years (based on the registration date of the certificate of immovable property) and has been in Dongguan for three years, the winning bidder can buy government shares at 20% of the current market evaluation price. Or according to the Interim Measures for the Administration of Youcai Cards in Dongguan (Dongfu [2020] No.81), those who apply for and hold Dongguan Shanka can buy it at 30% of the current market evaluation price, and those who hold Yulan Card can buy it at 50% of the current market evaluation price.
It is worth noting that the "Draft for Comment" also stipulates that before the successful bidder purchases commercial housing (including new commercial housing and second-hand commercial housing) in Dongguan, it is necessary to obtain full property rights of the three-limit housing or withdraw from the three-limit housing.
In the first-tier and second-tier hotspot cities with high housing prices, the planning and settlement of * * * property houses provide a guarantee for new youth to live.
The National Business Daily reporters combed the policies of Beijing, Shanghai, Nanjing, Guangzhou, Shenzhen, Dongguan and Yantai, and found that in the specific planning and construction of each city, the names and operational details were slightly different. For example, Dongguan is called "three-limited housing", and some cities have classified the previously introduced subdivision concepts such as saleable talent housing and housing into * * * property housing.
However, the nature of the houses with property rights in each city is that both the acquirer and the government have property rights, but the proportion of the acquirer holding property rights is different in each city, ranging from 50% to 80%. With regard to the sale and transfer of * * * property houses, it is generally stipulated in various places that the winning bidder is allowed to transfer all the shares of property rights he holds after obtaining the certificate of immovable property rights or paying the deed tax for a specified number of years, and can be listed and traded on his own. At the same time, if it is really necessary to quit due to special reasons, it is allowed to quit the property right.
"Dongguan's policy has many bright spots. For example, during the exit process of the three-limited house, it is allowed to buy and sell through intermediaries, which will help improve the efficiency in the exit process. For those who cheat the purchase project by forging the qualification of buying a house, this policy also gives many strict regulations. Similar practices are worth learning in other cities. " Yan Yuejin said that in fact, Dongguan has various standardized operations in the "one entry and one exit" of the three-limited houses, that is, the subscription and withdrawal regulations are detailed and comprehensive, which will help the operation of the three-limited houses (* * * property houses) to be more stable.