There are many types of commercial housing insurance in Yongcheng, and different products have different claims. Generally speaking, commercial housing is called commodity in the hands of real estate developers, but it belongs to self-occupied family wealth in the hands of buyers, so it is not appropriate for you to insure commercial housing insurance, because commercial housing insurance is mainly designed for commercial housing. All commercial houses that have passed the completion acceptance and have been or will soon be sold publicly for residential use through the market can only be insured by insurance companies. If individuals want to improve the protection of family wealth against fire, it is best to choose family property insurance. Buying the same property insurance through Huize.com requires at least a discount of 15%, so it is the best channel for you to choose cheap property insurance. Before you apply for insurance, you should pay attention to the following points:
1. The insured has an insurable interest relationship with the subject matter insured. If most of the family property changes, you must go to the insurance company to change the content of the policy.
2. Not all family property can be insured with family property insurance. Property with uncertain specific value (such as calligraphy and painting, antiques) and daily necessities cannot be insured against family property insurance.
3. Don't over-insure. Insurance companies follow the principle of compensation when making compensation, and insurance companies will not compensate for the over-insured part. Don't over-insure and double-insure. The best insurance method is original value insurance. In order to love your family, you might as well buy a more targeted family property insurance. Hui Ze Online integrates residential insurance and home property insurance products provided by many well-known insurance companies. Consumers are welcome to come and compare and choose comprehensively. "Happy Toot Toot"-Spring Breeze Park Card coverage: * Basic family property protection of self-owned houses (houses and ancillary equipment, interior decoration, household appliances, furniture, clothes, bedding) * Additional risks such as water damage, burglary, indoor and outdoor third party liability * Specially provided family employer liability insurance coverage as low as: 950 yuan Huaan "Mantangfu" family property insurance coverage: * Electrical safety of houses, indoor property and household appliances.