Employment prospects of auto insurance adjusters
The professional field of auto insurance claim adjuster is one of the fields less affected by the financial crisis. Since China's automobile production and sales jumped to the top in the world in 2009, the annual automobile sales have remained above180,000 for two consecutive years, the number of automobiles has increased sharply, and traffic accidents have increased rapidly. After the vehicle is in danger, there are generally corresponding insurance companies to pay for the collision repair costs of the vehicle. However, the amount of compensation requires the insurance company and the repair shop (or 4S shop) to evaluate the accident situation of the vehicle, and then price the repair cost, that is, estimate the damage. Damage assessment is not unilateral. Both the insurance company and the repair shop (4S shop) should make an evaluation, and the repair and compensation can only be implemented after the two sides reach an agreement through consultation. However, the amount of claims is often difficult for all parties to recognize, especially the complaints of car owners are getting more and more serious. Therefore, the auto insurance adjuster can not only engage in car damage claims in insurance companies, but also be the core personnel engaged in accident car reception and repair in auto repair shops and 4S shops, and can also serve as a professional insurance adjuster for customers. Accepting accident car maintenance is one of the most important profit channels in the after-sales service of most auto repair shops or 4S shops, and it is also one of the important indicators for the main engine factory to evaluate dealers, but the customer complaints caused by it are also increasing day by day. Therefore, there is a great demand for the qualifications of professionals in the field of loss assessment, after-sales service managers of OEMs, auto repair shops and 4S shops. There are thousands of professionals engaged in vehicle accident damage assessment in large insurance companies, and the auto insurance business of many large insurance companies is still developing at a high speed, and there is still room for continuous talent demand. In addition, if the parties can't reach an agreement on compensation, they can also entrust a third-party professional appraisal institution (insurance assessor) or experts to conduct appraisal. Automobile insurance assessors may also become the core assessment experts of third-party professional assessment institutions (insurance assessors). Public or private motor vehicle loss assessment centers and traffic accident assessment centers are also institutions that urgently need to recruit auto insurance adjusters. For example, in Shanghai, there are more than 200 auto 4S shops, more than 6,000 large and small auto repair shops, hundreds of third-party professional assessment agencies, dozens of motor vehicle damage assessment and traffic accident assessment centers, hundreds of large and small insurance companies, and auto insurance adjusters can choose a wide range of employment. In addition, professional education and training in the fields of automobile insurance and motor vehicle loss assessment have just started. At present, the supply of professional talents is very limited, but the demand for talents is urgent and frequent, and the employment competition density is not high. Therefore, auto insurance adjuster will be a hot job in recent years. Of course, the salary of this profession is also good, which is known to all.