It is quite complicated to say that the loan is complicated. If simply classified, it can be divided into mortgage loans, pledged loans and unsecured loans. You should be asking about microfinance.
Most banks accept more than 200,000 mortgages, and the more the better. There are also a few small banks that make small credit loans from time to time, but the requirements are quite demanding. Tens of thousands of loans are generally issued by finance companies. Of course, these financial companies have loose conditions and bear greater risks, and the interest rate is naturally higher than that of banks.
What information do I need to prepare for unsecured loans now? This is everyone's concern. In fact, the information is relatively simple, as follows:
1, ID card
2. Work certificate
3. Proof of address (real estate license or water and electricity invoice with address)
4. Business license provided by the business owner
5. Bank flow in the past six months.
We all know the information we need to prepare, right? So what kind of procedure is also very simple.
1, fill in the application
Step 2 Submit information
Step 3 check the information
4. Loan signing.
The above is what I know, I hope it will help you, and applying for a loan online is risky, I hope you can be cautious.
My (Rongyibao) credit company is very formal and accepts unsecured loans from Suzhou (including Zhangjiagang, Kunshan, Changshu, Taicang and Wujiang).
Not sure yet, please consult: (registered name)!