1
After receiving a phone call from Mr. Guo, whom I haven't seen for a long time, he said the reason for calling.
Mr. Guo's friend Xiao Yang owed him tens of thousands of dollars and never paid it back. After several reminders, the number turned out to be empty. I didn't know Xiao Yang's work unit until I asked around. I'm embarrassed to ask for money directly at home. I suddenly thought of working in the same unit, hoping to give him Xiao Yang's number.
After listening to Mr. Guo's story, I can't help feeling that I should have said that: borrow money to see people's hearts, and pay back money to see people's character.
Mr Guo and Xiao Yang are not familiar with each other. They were introduced by friends at a dinner party, and then they met several times on different occasions, and they had a good impression.
One day, Mr. Guo received a phone call from Xiao Yang. He said that he bought a house and was going to marry his girlfriend. But now the down payment is still tens of thousands of dollars, and friends around me have borrowed it. He thought about it for a long time at home and thought that Mr. Guo, who works in a big company, would definitely help him. Then I said some compliments, for example, my friend said that you are the most loyal and always give timely help to others when they need it.
Xiao Yang praised Mr. Guo to the skies. Mr. Guo was embarrassed to refuse, so he lent him the money. Xiao Yang was so grateful that he patted his chest and promised to return it in full after half a year.
However, half a year later, half a year later, Xiao Yang still didn't mean to pay back the money, and Mr. Guo began to worry. Once I accidentally mentioned this to my friends, and they all said in unison that the money might not be collected.
It turns out that Xiao Yang has borrowed money from many friends over the years, ranging from dozens to one or two thousand, but he has never paid it back. Friends can only admit that they are unlucky and spend money to buy a lesson. Later, Xiao Yang borrowed it from them, and everyone flatly refused.
Mr. Guo is Xiao Yang's new friend and doesn't know his past. Seeing his gentleness, he lost his guard and wondered who didn't need help, so he gave it to him generously. I didn't expect this to happen.
At this time, a friend said, "I heard that Xiao Yang got married and lived in a new house. Last time I saw him driving a car and taking a tent to road trip. "
Now Mr. Guo is angry: he has money to get married and marry a daughter-in-law, money to buy a car and go to road trip, but he still owes money to his friends to enjoy himself.
With the strength of wine, Mr. Guo immediately dialed Xiao Yang's phone, hoping that he could quickly pay back the tens of thousands of dollars he owed himself.
Xiao Yang was sincere and said a kind word. Then I asked for Mr. Guo's bank card number and promised to transfer the money in the mobile phone bank first, and then remit the rest after going home to discuss with my wife.
A few minutes later, the text message showed that a remittance of 3,000 yuan was received, and the remitter was Xiao Yang. Mr. Guo was relieved.
But two months have passed, and the rest of the money has not entered Mr. Guo's account.
Mr. Guo dialed Xiao Yang's phone again. This time, Xiao Yang's attitude was obviously a little impatient. He said, "I will always remember the money I owe you. You always call me to collect debts, but you don't believe me or treat me as a friend. "
Mr. Guo was speechless for a moment.
Xiao Yang went on to say, "Don't worry, give me another two months and I will definitely pay you back."
Mr. Guo waited for half a year, and this time he called again, and the other party's mobile phone number has become an empty number.
Mr. Guo sighed and said, "How can people who don't pay back the money now be so confident?" If you go to collect debts, it is probably your fault. Because in the other person's mouth, you will become a stingy person who loves money and eventually end up with a nose full of dust. He also said angrily,' no, I can't afford it!' "
But what such people hate most is that they have no money to pay back, and they don't want to pay back if they have money.
They want to do something else with the money until the day when they can't put it off any longer. They use the money borrowed from you to buy a car, invest or travel. They won't feel guilty about the money they owe you, as if everything is taken for granted.
I heard that someone borrowed 50 thousand yuan from a friend, but he didn't pay back the money, so he bought his own wealth management and put it in the bank to raise interest. This kind of person is really petty, thinking that he has taken advantage of small things and is always complacent. I didn't know that my bad reputation spread widely, and no one dared to lend you money again.
2
There is another kind of person who has been poor since he borrowed money from you. But their attitude of borrowing money is very tough, and they look like they are sure to win, as if they must lend it to him as long as he asks you. Otherwise, he will tell others in turn how stingy you are and won't even help a little.
Just like you have money, you should invite people to dinner. You are selfish and always ask others to be selfless. I am weak and reasonable, and you deserve it. This typical robber logic always exists in people's thinking consciously or unconsciously.
Mixed mentioned in Qi Yuan Shuo:
Generally speaking, as long as money is involved, everyone has some concerns. People are willing to lend you money because of their feelings.
However, it is not difficult to borrow money again, because it is good to borrow and pay it back. If you just want to take it, others will only gradually alienate you. If unlimited overdraft consumes the feelings between friends, the result will inevitably be that money and people are gone.
Everyone's money is hard earned. You said that the reason why you didn't pay back the money was that the work was not smooth, the mortgage was not paid off, and the children went to kindergarten ... but this is your family's business. Why should someone else bear it for you? These disappointments in life can't be an excuse for you to evade your responsibilities.
This is a society that does not save the poor. If you are poor for a while, you may be depressed. If you have been poor, you should reflect on your own problems.
Is it impossible to manage money, and the salary received every month will only be placed in the bank card; Did you spend a lot of money and can't help going to the mall to buy new clothes and bags? Didn't you make a good career plan? Maybe your present job is not suitable for you. Will there be better development if you jump out of the comfort zone?
If you don't look for reasons from yourself, just complain blindly or indulge yourself, then maybe you can only look at other people's faces all your life.
Others are unwilling to lend you money. Maybe once, a friend lent you 20 thousand yuan, and you promised to pay it back immediately. It took you ten years to return it. Not to mention interest, after so many years of inflation, the RMB has been inappropriately depreciated. Don't trust anyone. You only save 2000 yuan a year.
It is also possible that you borrowed 1 0,000 yuan from a friend and didn't pay it back for a long time. At a party, you said how much bonus you paid at the end of the year and were planning where to spend your holiday with your girlfriend. Friends are naturally unhappy to hear this. You still owe foreign debts. First of all, you should pay them off and enjoy the borrowed money. Nothing makes sense.
Everyone knows that money is a good thing, even Shakespeare said: money is a good soldier, and only with money can people have courage.
But as someone once said: I worked so hard, not to lend you money, but not to eat at your table.
* * * Whatever you want.
Previous chapter