What factors should Tianjin housing price evaluation look at?
1, geographical factors.
It mainly includes the grade of lots, traffic conditions, living environment, supporting facilities, future development prospects and environmental pollution.
2.the house itself.
It mainly includes the new rate of housing, property right status, floor, orientation, apartment type, housing decoration, gas status, property type, ventilation and lighting, landscape, etc. Generally speaking, good maintenance can prolong the service life of the house, thus improving the value of the house. The floor has a great influence on the house price. Multi-storey residential buildings are mainly two or five floors, and the top floor is poor. The price of the first floor, the third floor and the fourth floor is better, and the higher the floor (except the top floor), the higher the price.
Orientation also has a great influence on house prices. In addition, the gas condition of the house (pipeline, pipeline gas, liquefied gas), property type (multi-storey, slab small high-rise building, high-rise tower), lighting (mainly considering whether there is shelter) and landscape also have certain influence on the house price.
3. Market factors. Mainly including the economic situation, real estate market and market supply and demand.
Among them, the market supply and demand situation has a great influence on housing prices. When the supply of housing in a certain area is in short supply, house prices will rise. On the contrary, when the housing supply is too large, house prices will fall.
4. Consumer psychological factors.
It mainly includes consumers' psychological barriers, preference for housing and trading mentality. People are usually reluctant to buy second-hand goods if they are not affected by economic restrictions or price increases. The preference and trading mentality of buyers also have a great influence on the price of second-hand houses. If buyers prefer houses in a certain area or are eager to buy a house, the prices of these houses will also rise to a certain extent.
Is the higher the evaluation price, the better?
The evaluation price affects the loan amount and tax amount. Generally speaking, the higher the appraisal price of second-hand houses, the greater the loan amount and the less the down payment actually paid.
Evaluating the price also affects the taxes and fees of the transaction. The payment of value-added tax, deed tax and individual tax is based on the assessed price and multiplied by the corresponding proportion. The higher the appraisal price, the more taxes and fees will be paid. Simply put, low appraisal price means less taxes, small loan amount and more down payment cash; A high appraisal price means that the tax paid is high, the loan amount is high, and the actual down payment can be less.
It is not good to evaluate the price too high or too low, because for buyers, it means paying more taxes or paying more down payment. So it is better to evaluate the price moderately.