In addition, you mentioned the issue of online lending and big data risk control. When applying for online loans, it will indeed be affected by big data risk control analysis. If you have overdue or multi-platform loan records, your information may be judged as high risk by the wind control system, resulting in the loan application being rejected. In some cases, this rejection may affect your other credit accounts, for example, Bai Hua account may be closed.
If you are worried that your network data is abnormal, you can use query tools such as "Bejian Quick Check" to get your big data and credit status. Through these inquiries, you can know your personal credit status, blacklist, application platform type, overdue situation, overdue amount, whether there are arbitration cases and other important data information.
The above information is for reference. I wish you a successful loan application and a smooth purchase!