2. The mobile phone number reserved by the bank card can no longer be used. Please change your mobile phone number again.
3. If it is not your own bank card, you cannot bind your own bank card.
4. When binding the bank card, it needs to be consistent with the information on the registration platform.
Up to now, there are more than 450 million real-name users of Alipay, more than 270 million active users of Alipay wallet, and more than 45 million mobile phone payments per day, exceeding the global peak of 451.1created in 20 18 years. In 2065438+2004, the number of Alipay mobile payment transactions reached 65438+97 million.
Alipay's steady style, advanced technology, keen market insight and high sense of social responsibility have won wide recognition from banks and other partners. Alipay has established in-depth strategic cooperation with more than 80 banks at home and abroad, as well as institutions such as VISA and MasterCard, and has become the most trusted partner of financial institutions in the field of electronic payment.
certificate
Users need real-name authentication when using payment services, which is a requirement put forward by regulators such as the central bank. After real-name authentication, they can open a shop in Taobao, add more payment services, and more importantly, help improve the security of their accounts.
Real-name authentication needs to verify both member information and bank account information.
From July 1 2006, the balance payment and transfer functions of users with imperfect real-name authentication will be restricted.
Personal payment accounts are divided into three categories, with different functions, quotas and information authentication standards. Among them, Class I accounts only need an external channel to authenticate customer identity information, such as online verification of resident identity card information, and the corresponding payment limit is only 1 000 yuan since the account was opened. This kind of account balance can be used for consumption and transfer, which is mainly suitable for customers to make small and temporary payments. The real-name authentication intensity of Class II and Class III accounts is relatively high, and customer identity information is verified through at least 3 and 5 external channels respectively. Among them, the payment limit for the balance of Class II account is 654.38+10,000 yuan per year. The payment limit for the balance of the third-level account is 200,000 yuan per year.
wallet
Alipay can also be used on smart phones, and the mobile phone client is Alipay wallet. Alipay wallet has the function of computer version of Alipay, and contains more innovative services because of the characteristics of mobile phones. Such as "face-to-face payment" and "QR code payment".
You can also make Alipay wallet your own personalized mobile phone application by adding "service".
Alipay wallet is mainly used on iOS and Android, and iPad and WP versions are under development.
pay back
On June 5438+1October 65438+May 2009, Alipay launched a credit card repayment service, which was supported by credit cards issued by 39 domestic banks. It is the most popular third-party repayment platform.
Main advantages: free check of credit card bills, free repayment, and automatic repayment/repayment reminder and other value-added services. Recommend AliPay wallet.
Transfer account
There are two ways to transfer money through Alipay: 1, when the money is transferred to Alipay account, the funds will be instantly transferred to the other Alipay account; Alipay account transfer limit 2. Transfer to bank card, users can transfer to their own or other people's bank cards, support more than 100 banks, and receive the account within 2 hours at the earliest. Support the collection bank and time, as well as the limit of transfer to bank card.