1. The Credit Information Center of the People's Bank of China is a public institution directly under the People's Bank of China. Its main task is to be responsible for the construction, operation and management of the enterprise and individual credit information system (also known as the enterprise and individual credit information basic database) according to the national laws and regulations and the rules of the People's Bank of China.
2. The Credit Information Center of the People's Bank of China is a public institution directly under the People's Bank of China. Its main responsibility is to be responsible for the construction, operation and management of the national unified enterprise and individual credit information basic database and movable property financing registration system according to the national laws and regulations and the rules of the People's Bank of China; Responsible for organizing and promoting the construction of a unified credit information platform for the financial industry. ?
3. The Credit Information Center of the People's Bank of China is guided by the Credit Information Administration. 1997 The People's Bank of China initiated the construction of a bank credit registration consulting system. In February 2004, the People's Bank of China started the construction of personal credit information system, and set up a bank credit information service center in April of the same year. On June 5438+ 10, 2006, the national centralized and unified personal credit information basic database was built and officially put into operation. At the end of July of the same year, the bank credit registration consulting system was upgraded to a centralized and unified enterprise credit information basic database in China.
4. During this period, the enterprise and individual credit information system has been managed as a financial information project of the People's Bank of China, and co-located with the Credit Information Administration of the People's Bank of China. In June 2006, with the approval of the Central Organizing Committee, the Credit Information Center of the People's Bank of China was officially registered as a social organization legal person, and its registered place was Pudong New Area. On April 7th, 2007, the Party Committee of China People's Bank decided to separate the Credit Information Center from the Credit Information Administration. In the same year, authorized by the Property Law of People's Republic of China (PRC), the People's Bank of China made it clear that the Credit Information Center of the People's Bank of China was the registration authority of accounts receivable pledge, and the accounts receivable pledge registration system was put into operation on June 8,/kloc-0.
5. On May 9, 2008, the Credit Information Center of the People's Bank of China held an unveiling ceremony in Shanghai, and began to work in Beijing and Shanghai. On July 20, 2009, the financial lease registration system was officially put into operation. 20 10 On February 22nd, the Party Committee of the People's Bank of China announced the establishment of the Party Committee of the Credit Information Center and appointed Comrade Wang Xiaoming as the Party Secretary of the Credit Information Center. 20 10 On June 26th, the credit information system of enterprises and individuals was successfully switched to Shanghai and officially provided services to the outside world.
: 1. Personal credit information system, also known as consumer credit information system, mainly provides personal credit analysis products for consumer credit institutions. With the improvement of customers' requirements, the data of personal credit information system is no longer limited to the traditional operation fields such as credit records, and attention is gradually turned to the business field of providing comprehensive social data services.
2. Personal credit information system contains extensive and accurate consumer information, which can solve the restriction of insufficient customer information on enterprise marketing and help enterprises reach their target customers in the most effective and economical way, so it has extremely high market value. The application of personal credit information system has also been extended to direct sales and retail fields. In the United States, one-third of the profits of personal credit reporting agencies come from direct sales or database marketing, and personal credit reporting systems have been widely used in the marketing activities of enterprises.