Online auto insurance inquiry can be made directly in official website, where you buy auto insurance. General users need to register first, and then make inquiries. Registration generally requires real-name authentication and binding related information. Users can also inquire through the insurance company's customer service hotline, both of which are very convenient.
Users can also check auto insurance through the insurance company's app, but they need to install the corresponding software on their mobile phones, and they can only check after registering and logging in. At present, many insurance companies have official WeChat accounts on Alipay or WeChat, and you can also check the auto insurance through the official WeChat account.
A kind of insurance widely carried out in China is the insurance that takes automobiles, trams, battery cars, motorcycles, tractors and other motor vehicles as the subject matter of automobile insurance. Vehicle insurance can be divided into commercial insurance and compulsory insurance. Commercial insurance includes vehicle main insurance and additional insurance.
The main risks of commercial insurance include vehicle loss insurance, third party liability insurance, vehicle personnel liability insurance and vehicle theft and rescue. Motor vehicle loss insurance covers the insured vehicle against natural disasters or accidents within the scope of insurance, resulting in the loss of the insured vehicle itself, and the insurer shall make compensation in accordance with the provisions of the insurance contract.
Motor vehicle third-party liability insurance, for the insured or its allowed qualified drivers in the process of using the insured vehicle, causing personal injury or property losses to a third party, the amount that should be paid by the insured according to law is also compensated by the insurance company. Vehicle theft and rescue refers to
The insured motor vehicle whose whole vehicle is stolen, robbed or robbed must be investigated by the public security criminal investigation department at or above the county level to confirm that the whereabouts have not been ascertained for 60 days;
Reasonable expenses for repairing the insured motor vehicle after it is stolen, robbed or robbed or causing the loss of parts on the vehicle;
When an insured accident occurs, the necessary and reasonable rescue expenses paid by the insurer to prevent or reduce the loss of the insured motor vehicle shall be borne by the insurer, and the maximum amount shall not exceed the insured amount.
The losses in three cases are compensable. Vehicle personnel liability insurance refers to the necessary and reasonable rescue and protection expenses paid to reduce the losses caused by the accident of the insured vehicle, and the insurance company shall be liable for compensation.
Additional risks include glass breakage alone, vehicle stop loss, spontaneous combustion loss, new equipment loss, engine water intake insurance, no-fault liability insurance, scooter expense insurance, car body scratch loss insurance, special clauses excluding franchise, and on-board cargo liability insurance.
How to check the insurance of vehicles?
The methods for inquiring about vehicle insurance companies are as follows:
1. Open Alipay, and on my page, click Ant Bao;
2. Click to enter auto insurance;
3. Click to enter my order;
4. You can check the insured insurance companies.
Vehicle insurance, that is, motor vehicle insurance, is also called automobile insurance. It refers to a kind of commercial insurance that is responsible for personal injury or property loss caused by natural disasters or accidents of motor vehicles. Automobile insurance is a kind of property insurance. In the field of property insurance, automobile insurance is a relatively young type of insurance, which is due to the emergence and development of automobile insurance with the emergence and popularization of automobiles. At the same time, different from modern motor vehicle insurance, in the initial stage of automobile insurance, automobile third party liability insurance is the main risk, and it gradually extends to risks such as body collision loss. Vehicle insurance, that is, motor vehicle insurance, is also called automobile insurance. It refers to a kind of commercial insurance that is responsible for personal injury or property loss caused by natural disasters or accidents of motor vehicles. Automobile insurance is a kind of property insurance. In the field of property insurance, automobile insurance is a relatively young type of insurance, which is due to the emergence and development of automobile insurance with the emergence and popularization of automobiles. At the same time, different from modern motor vehicle insurance, in the initial stage of automobile insurance, automobile third party liability insurance is the main risk, and it gradually extends to risks such as body collision loss.
How to check the insurance of your car?
1. Take Pacific Insurance as an example, open your mobile browser and search for Pacific Insurance.
2. After the search results come out, click the place indicated by the arrow to enter official website.
3. After entering the official website page, click the policy query indicated by the arrow.
4. After entering the policy inquiry interface, enter relevant information, and click Query Authentication to inquire what insurance your car has bought.
Where can I check the car insurance I bought?
The auto insurance you buy can generally be inquired through the online and offline channels of the insurance company. Take Ping An Auto Insurance as an example:
1. Enter the official WeChat account of "Safe Car Owner";
2. Click "My" on the menu bar;
3. Click to enter the "Personal Center";
4. Enter the "My" page;
5. Click "My Policy" to inquire about the auto insurance policy purchased in Ping An Insurance.
In addition, car owners can also log in to the insurance company official website to inquire about auto insurance. After entering, you can generally see the entrance of "service center" and "policy inquiry" in the navigation bar. Click to enter and you can inquire about the auto insurance policy. Or car owners can also bring their ID cards to the offline service outlets of insurance companies to inquire about auto insurance policies.
Auto insurance generally includes compulsory insurance and commercial auto insurance. Among them, compulsory insurance belongs to compulsory insurance, and every owner must buy it. Commercial auto insurance can be insured by car owners according to their actual security needs. Whether it is compulsory insurance or commercial auto insurance, you can generally inquire through the above methods.
How to inquire about vehicle insurance information
Check the auto insurance method:
1, query through the network.
Now that the Internet has become popular, many things are done through the Internet. Nowadays, many people have inquired about the detailed information of automobile insurance through the Internet, such as quick moire inspection. As long as you open WeChat, search: moire quick check, and enter the license plate number, you can know what types of insurance the vehicle has insured in the last year, what risks it has taken, the number of distress, premium calculation, statistical analysis and so on.
Online search can save a lot of time and energy for car owners, so that car owners can know without leaving home.
Step 2 ask by phone
Not only can you check the details of all vehicle insurance by telephone, but you can also buy insurance, which is a method used by many people now. Because some insurance companies sell vehicle insurance directly by telephone, insurance companies sell a lot of insurance. It is quite convenient and quick to insure your own car and inquire about vehicle insurance by telephone. Now many insurance companies have this kind of service, and the service model of Ping An Insurance Company is very popular now.
3. Check with the staff of the insurance company.
This is the most direct and effective way to inquire about the details of vehicle insurance. This way can better communicate with the staff of the insurance company and let the owner know all the conditions of the vehicle thoroughly.
Precautions for claim settlement:
First, report the case in time. After a traffic accident, the owner should protect the scene, report the accident to the insurance company within 48 hours, truthfully state the accident situation, provide an insurance policy, wait for the surveyors of the insurance company to visit the scene and fill out the claim application form.
Second, understand the scope of visa refusal and visa exemption.
Third, the loss is too small to claim. Because when the auto insurance is renewed, the insurance company has a premium discount clause, that is, the vehicle has not been out of danger for one year, and can enjoy a premium discount of about 10% when it is renewed in the second year. If there is no accident record for several years in a row, the premium discount can be up to about 30%.
How to inquire about your own vehicle insurance information?
How to inquire about your own vehicle insurance information;
1. Counter inquiry
Car owners need to carry ID cards, driver's licenses, driving licenses and other related documents to the insurance company's business outlets or the service hall of the vehicle management office for inquiries. This query method is the most laborious, and it is a waste of time and energy for users who are busy at work or far away from the query location.
2. Online inquiry
In today's era of big data, many businesses can be handled through the Internet. The owner only needs to log in to the official APP or website of the insurance company and enter relevant personal information and vehicle information according to the guidelines to make an inquiry.
The developed network has brought great convenience to people. In addition, some insurance purchased through online channels may enjoy greater benefits, because online direct auto insurance can save a middleman's agency fee.
3. Telephone enquiry
Calling is the most common and direct way to consult. Car owners can quickly find the expiration time of auto insurance by reporting their identity information to the salesman. This query method is not limited by location, environment and other factors, as long as anyone with telephone charges can check. The only drawback is that he has to remember the telephone number of the insurance company.
4. Policy investigation
Generally speaking, after the owner buys insurance, the insurance company will give you a car insurance policy. The effective date and expiration date of the car insurance you buy are often indicated in the policy. We only need to dig out the auto insurance policy to know whether the insurance we bought has expired and how long it will expire.
5. Compulsory insurance sign
After the annual inspection or after paying the compulsory insurance, our vehicles need to stick the compulsory insurance sign on the front windshield, which can more intuitively show that their cars are legal and compliant. But careful observation of the small partners will find that on the back of compulsory insurance, there is the specific expiration time of insurance, as well as the insurance policy number and the service phone number of the insurance company.
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