Without professional consultants to guide online insurance, you will buy the wrong one if you are not careful. These misunderstandings must be vigilant → "Is online insurance reliable? Be wary of these misunderstandings! 》
1. Is it eligible for national sales?
Many independent insurance websites have the qualifications of part-time insurance agents and regional insurance agents, which is illegal. The safety factor of choosing this kind of website is relatively low. Network insurance platform is a new model with the rise of e-commerce, which is the trend of insurance development in the future. However, the market supervision is not particularly perfect at present, because it is best to choose an insurance platform with national sales qualifications.
2. Are you qualified to sell insurance products online?
According to the Regulation on Internet Insurance Business (Draft for Comment) issued by the China Insurance Regulatory Commission, this paper puts forward supervision opinions on the access qualification and management of insurance e-commerce websites. Those who do not have the qualification of national insurance business license and are not professional insurance intermediaries may not engage in Internet insurance business.
3. Whether the product is formal and can be verified on the insurance company's website.
The products sold on the online insurance platform should be compliant and reported.
If you have any insurance questions, please consult the baby. Founded on 20 17, PICC is a technology-driven internet insurance consulting service platform, connecting insurance consumers and professional insurance consultants. The "Mint Insurance" platform aims at the new generation of families with insurance needs, and helps users solve all insurance problems from purchase to compensation one by one by intelligently matching appropriate professional consultants, so that users can buy with confidence.