Only sign a contract to enjoy the loan, no consumption, no expenses; If the installment consumption meets the requirements after signing the contract, there will be expenses. Installment fee = installment principal × installment interest rate, which is charged monthly and can be divided into 36 installments at the longest. The specific rate and the number of optional periods are subject to the page display.
For example, if the loan consumption 10000 yuan is repaid in 0.72% installments 12, then the monthly handling fee is 10000 * 0.72% = 72 yuan, and the monthly principal repayment is10000/1. Therefore, the total monthly repayment is 833.34+72=905.34 yuan.
Extended data:
You have signed up for a loan. If you don't want to use this line for a while,
You can choose to suspend the credit line. After the suspension is successful, you can resume the credit line and continue to use it at any time before the expiration of the validity period.
If the credit line has not been used, you can also choose to cancel the credit line. Once the credit line is cancelled, it will become invalid immediately. If you need to use it again, you need to re-sign the contract before the end of the validity period.
References:
Baidu encyclopedia-haoxiangdai