1. The local housing policy should be mastered.
At present, the purchase restriction has been basically cancelled, but the loan restriction has not been withdrawn. Property buyers need to know the local loan interest rate policy when they borrow money to buy a house in different places. The bank interest rates implemented in different cities are different, and there may be a gap between different bank interest rates in the same city.
In addition, if property buyers want to use provident fund loans to buy a house, they should pay attention to whether the provident fund currently deposited in the city can be used to buy a house in different places. According to the relevant rules for the withdrawal of provident fund currently implemented in Liuzhou, the policy of purchasing houses in different places has been relaxed for local families without housing. As long as employees' families can submit the proof that they have no house in Liuzhou and the relevant materials for buying houses in other places, they can withdraw the housing provident fund to buy houses in different places. In addition, the withdrawal period for the purchase of self-owned housing is also relaxed from 1 year to 2 years, and the number of withdrawals can be 1 time or 2 times, and the withdrawal amount is correspondingly increased.
2. Field survey of housing situation
The most important thing in buying a house is the choice of the house. Whether buying a house locally or in a different place, buyers should go to the specific project site to investigate and understand the comprehensive factors such as the price, location, developer information and brand reputation of local real estate. Specific to the real estate and the product itself, you need to know the specific planning and design of the project, the floor, area and apartment type of the housing. In addition, the project itself and the surrounding transportation, education, shopping malls, supermarkets, vegetable markets and other supporting conditions also need to be mastered. For example, many property buyers think that they bought prestigious educational real estate because they don't know clearly. In the end, the school district is not what they think.
In order to ensure the legitimacy of buying a house and safeguard their own rights and interests, buyers should know whether the house is legal on the spot, and should not be tempted because the house is cheap, and finally buy a house without property rights such as small property rights.
As the saying goes, in a strange place, it is best for buyers to know whether the developer's integrity is high enough through effective channels. Specifically, you can consult the owners of the community, and the evaluation heard from the owners is more pertinent. In addition, it is also feasible to search the information of relevant developers online through "Du Niang" to see if there are some negative reports. In the case of not knowing or having no time to know about the local real estate market, buyers should try their best to choose the projects of large-scale brand real estate enterprises with ability and good reputation.
3. Read the terms of the contract carefully
The purchase contract is the most important proof for the owner to defend his rights in the future. Therefore, once you decide to buy a house, when signing a contract with the seller, you must read the terms of the contract carefully to determine whether the terms are true and accurate, whether the responsibilities of both parties are equal, and whether the liability for breach of contract is fair. , and whether the annex to the contract is complete.
Ms. Wei, a citizen, suffered a loss because she did not carefully determine the terms of the contract. According to the regulations, the pushed glass used in the new house purchased by Ms. Wei should be tempered glass with excellent quality. However, after the house was actually closed, Ms. Wei discovered that although the glass pushed was tempered glass, the relevant materials were not stipulated in detail in the contract, so the developer chose tempered glass with poor quality, and Ms. Wei could only eat dumb losses. Of course, this situation is not just about buying a house in a different place.
(The above answers were published on 2015-11-30. Please refer to the actual purchase policy. )
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