Beijing self-inspection found that 340 million operating loans flowed into the property market. Have you ever taken out a loan to buy a house?

I bought a house with a loan. Tell me about my mortgage.

For myself, the hardest thing after buying a house is a few years ago. Four years ago, we bought a house in a fourth-tier city, with a down payment of 200,000 yuan, a monthly payment of 3,000 yuan and a loan of 20 years. My husband and I are both working-class people. After buying a house, I have to pay back the loan and provide education for two children. Because it is a private school, the tuition is also very expensive. Besides, the new house has not been delivered yet, and we have rented it for a year. Even if you don't eat or drink, these expenses are not small.

Of course, with so much on our shoulders, we are not playing swollen faces and filling fat people. We are all prepared psychologically in advance. In order to give my children a better education, I later resigned to take care of the baby full-time. However, I usually work part time. As long as I can earn a little money, at least I can earn some living expenses, I am willing to try. Many people say that when I buy a house, I will let my father look for a job at home. My answer is: I may do this in the future, but not now. If I want to enjoy it, who doesn't? Who doesn't know that her husband is always around, and she can relax a lot! However, where there are so many things in front of life, you can't have your cake and eat it. Women who have suffered in life will not choose comfort at this time.

Just get through it! In the past few years after buying a house, my husband has been trying to make money, so have I and my in-laws. I especially like this sentence? Home and everything? Through the efforts of our family in recent years, we have now saved some savings and are ready to repay the loan in advance.

I've been insisting? How capable are you of doing something? My husband and I have been in Shanghai for many years, and friends have advised us to buy a house in Shanghai, but I know my ability. We couldn't even afford a toilet in Shanghai, so I went back to my hometown! Many people like to complain about the pressure after buying a house. In fact, it is enough to do a lot of big things. Big cities can't afford small cities, small cities can't afford towns, and they can't afford old houses. You only have 500 thousand in your hand, but you want to buy a house in a first-tier city. The pressure will naturally be great!