You go to the bank for a loan, and the bank will check the lender's credit report. If the credit records of online loan products are used for credit investigation, banks will find these online loan records in the credit investigation. Moreover, online loan products have no credit information, so banks don't know how many online loans lenders have borrowed or how many online loans they have borrowed at present. However, it is not excluded that banks will check big data. If you look up big data, it is possible to find the lender's online loan record.
Regardless of whether the online loan has a credit report or not, as long as the lender repays on time and has no overdue repayment record, it will basically not affect the loan review.