However, it should be noted that the loan company that goes to face-to-face signing is not necessarily formal. Now many fraud companies will also face-to-face signing, so it is not enough to judge whether the loan company is formal only by face-to-face signing. It is still necessary to find out whether the loan company has a normal business process and whether there are big companies behind the loan company. If you are not at ease, you can choose a bank loan.