In addition, when we buy insurance, we should choose according to our own budget, demand and other actual conditions. In terms of critical illness insurance, if the economic conditions are general and the budget is relatively small, you can choose critical illness insurance products with fixed term. If the economic conditions are good and the budget is relatively large, you can choose critical illness insurance products with lifelong protection. I have compiled a list of critical illness insurance worth buying before. You can refer to: Top Ten Hot Critical Illness Insurance Inventory Worth Buying!
For medical insurance and accident insurance, you only need to buy one-year products. For medical insurance, it is best to ensure renewal, while for life insurance, you can generally buy term life insurance. Those who need to inherit wealth can buy whole life insurance.
In addition, when we buy insurance, we can buy it through official website, WeChat official account, third-party insurance brokerage companies and other insurance companies. Among them, the third-party insurance broker is a third party between consumers and insurance companies, and often cooperates with dozens or even hundreds of insurance companies, which can more objectively screen and compare products for consumers and provide follow-up claims and other services. So how to judge whether an insurance brokerage company is reliable? Details can be poked: how to choose an insurance brokerage company?
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