How to change the main repayment method of housing loan?

Debt cannot be transferred, that is, the lender of the house cannot be changed. If you want to change the lender, you need to apply for a loan in the name of another person after the transfer. The process is as follows:

The buyer and the seller go to the bank to sign a loan contract, and after the bank approves it, the seller pays off the loan;

After the seller's loan is settled, he goes to the Housing Authority to cancel his rights;

Handle the transfer formalities;

Submit the title certificate to the bank after the transfer;

Banks handle other projects;

Bank loans;