Fully qualified, safe and formal loan intermediary companies can generally find suitable channels and provide valuable suggestions according to the actual situation of borrowers to find suitable loan products for borrowers. Greatly improve the choice of borrowers, choose the best among the best, and match the most suitable lending institutions for borrowers. In the process of actually operating the loan, there are indeed many intermediaries doing things. They originally earned agency fees, which can help borrowers apply for funds. This is supported by the state.
In the process of applying for a loan, there are generally the following reasons for looking for an intermediary:
1, I don't know where to apply for a loan.
I haven't applied for it for a long time.
3. Is the repayment method of applying for loan interest rate more suitable than other banks?
4. In the process of applying for a loan, some bank conditions that need to be met cannot be met.
In the process of loan, there will also be a process of needing funds, which is also an important aspect that it cannot provide capital turnover by itself.
I want to get the money in the shortest time.
To sum up the above points, if the borrower has these concerns in the application process, he can choose a loan intermediary. After all, what you need is a service that meets the above conditions, and there is no doubt that you are paying a reasonable fee accordingly.
There are several pits that need to be avoided in time during the loan process:
1. If you can't apply for personal credit, let a friend do the guarantee, commonly known as AB loan. This is a regular loan, because credit loans can only evaluate your qualifications, and there will be no other natural person to guarantee you, so you can borrow from the bank.
If you haven't applied for a loan, you have to charge first. This can't be said to be a conventional loan. The conventional operation is to apply first, and charge the fees agreed in the contract after the loan is approved or released.
The most important thing is the service contract, which must be clearly stated in the contract, and no additional fees shall be charged in any other form except the contract.
legal ground
People's Republic of China (PRC) Small and Medium-sized Enterprises Promotion Law
Article 46 The State encourages all kinds of service institutions to provide small and medium-sized enterprises with services such as entrepreneurship training and counseling, intellectual property protection, management consulting, information consulting, credit service, marketing, project development, investment and financing, accounting and taxation, property right transaction, technical support, talent introduction, foreign cooperation, exhibition and sales, and legal consultation.