Benefits of buying a house before the Spring Festival:
After 1, the demand was released in large quantities, and the competition for buying houses was fierce.
Years ago, the idea of most customers was to wait and see whether the government would take control after the year, hoping to have better and cheaper houses, and so on.
Therefore, a large amount of demand was suppressed until the year after, which led to a blowout in the market after the year, leading to fierce competition in buying houses. However, according to the current real estate market situation, there is limited room for price reduction. If you buy a house after the market blowout, not only will the house price be higher, but there will be fewer opportunities to choose a house. Therefore, it can be said that the house price was relatively at the lowest point years ago, and there was a large choice.
2. Before the year, the house price tended to be stable, and after the year, the increase was large.
Judging from the trend of urban housing prices in recent years, the average increase after the year is above 5%, and some even reach 10%, with a large increase every March.
The main reasons are: due to the economic slowdown, the number of newly opened projects has decreased, and the quality housing is limited; Waiting for the backlog of demand years ago and releasing the market blowout years later; Improve housing demand in the new year.
There are many houses bought years ago, and there are many choices.
Generally, at the end of the year, due to busy work, some people will put off the house inspection and purchase to the next year, which will inevitably reduce demand competition and create a good opportunity for pre-holiday buyers. There are more houses to choose from, which can be better compared and screened, and naturally you can choose a house with high quality and satisfaction. In a word, "the guests choose the house before the festival, and the house chooses the guests after the festival."
4. It was relatively easy to get loans years ago, and the interest rate was low.
The bank's annual lending quota is limited, but the quota in the first quarter of each year is relatively large, and the lending policy is relatively loose, so it is easier to lend before the holiday.
Precautions:
First, compare more and sign the bill slowly.
During the Spring Festival, many developers offer discounts, decoration gifts, furniture gifts and other preferential activities. However, buyers should keep a clear head, do not sign bills easily, broaden the channels of buying information, communicate with some people who have already bought houses, and get the exact information of related properties more directly. I suggest listening to the opinions of my family, watching and comparing with them. No matter how good the project is, don't rush it.
Second, field trips are essential.
As the saying goes, "hearing is false, seeing is true", and field investigation is the most important. Be sure to look at the layout, quality and surrounding environment of the house, feel the lighting and ventilation of the house, find out whether the surrounding traffic is convenient, and find out about the supporting facilities such as large supermarkets and hospitals nearby. In addition, the second-hand house should also check whether there is a garbage collection point near the house and whether there is serious sewage.
Third, sign the contract seriously.
Before signing a contract, you should carefully check every clause in the contract. If conditions permit, please invite lawyers to participate in the negotiation and signing of contract terms as much as possible.
Fourth, recognize the essence of "gift".
No matter what kind of "gift promise" developers make, buyers need to grasp the following four points when deciding whether to buy: Is the "gift" given by the developers themselves? If not, the developer has no right to give it away. For example, some attics or gardens are owned by community owners, and developers have no right to give them away at all; Whether the developer's commitment is specific. Such as area, design, location and so on; Whether the developer's gift can be recorded in the property certificate of the buyer; If the developer's promise is not fulfilled, what responsibility can the property buyers pursue for the developer?
Fifth, "special rooms" must be careful.
During holidays, some buildings will advertise amazing "special rooms". In fact, there is usually only one such "special room" at most. This move is actually to attract buyers' attention under the guise of "special price and low price". Of course, some "special rooms" are also true, and the prices are really cheap. However, the more so, the more cautious buyers should be, and never "pick up the sesame seeds and lose the watermelon" in order to bargain. Generally speaking, some "bargain rooms" have bad locations, unlucky floors, poor lighting or some structural problems in apartments. Unless such defects are acceptable relative to the price, you should be careful.
(The above answers were published on 20 17-0 1-25. Please refer to the actual situation for the current purchase policy. )
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