Generally, there is no interest for handling fees, and the monthly payment is to directly divide the loan amount by the number of months.
2. Interest-bearing installment payment
Car installment calculation, car loan calculation is based on the initial loan amount, according to the bank contribution rate when signing the contract. If the bank interest rate changes during the repayment period, it will remain unchanged for one year as the interest rate is adjusted.
Repayment of principal and interest in equal monthly amount is adopted, and the calculation formula is: monthly repayment amount = loan principal × monthly interest rate+loan principal× monthly interest rate /(( 1+ monthly interest rate) × total repayment periods-1).
Total down payment = car price × down payment ratio+car purchase expenses (basic expenses, insurance expenses and other expenses), and total loan amount = new car purchase price-car price × down payment ratio. /f 636 AFC 3793 10 a 552 c 73 a 094 a 74543 a 98226 107 e？ x-BCE-process = image % 2f resize % 2Cm _ lfit % 2Cw _ 600% 2Ch _ 800% 2c limit _ 1% 2f quality % 2Cq _ 85% 2f format % 2Cf _ auto