What are the procedures for buying a house?

1, check the qualification of buying a house. At present, many first-and second-tier cities in China have implemented the purchase restriction policy, so buyers need to know whether they are qualified to buy a house first.

2. Choose a house. When choosing a house, buyers should go to the scene to look at the house, focusing on whether the house has pre-sale qualifications.

3, determine the housing, and then buyers should be based on their own needs, screening out lots, prices, huxing, floors are in line with their own needs of housing. Then by considering the strength of developers, community facilities, property qualifications and other factors, determine the final housing.

4. Pay the down payment. After determining the housing, it is generally necessary to pay a certain down payment or down payment.

5. Sign a house purchase contract. After the house is selected, the buyer shall sign a house purchase contract with the developer at the agreed time and place.

6. For housing loans, most buyers need to buy a house through loans, generally including provident fund loans and commercial loans.

7. Online signing and filing. In a certain period of time after the purchaser signs the purchase contract, the real estate management department needs to publicize the purchase contract and sales agreement of the purchaser online, generate the record number of the purchaser and the corresponding housing information, prevent one house from being sold for two, facilitate the housing information inquiry, and safeguard the rights and interests of the purchaser and the stable development of the real estate market.

8. Apply for real estate license.

9. Check the room and deliver the house. Generally speaking, it takes 2-3 hours to see the house, which varies according to the type and size of the house.

Matters needing attention in buying a house

1, define the purpose and preparation of buying a house: capital preparation: how much to buy a house; Psychological preparation: where to settle down? ; Knowledge preparation: first make yourself a semi-real estate professional; Selection preparation: ask for information and watch the disk on the spot.

2. Keep your eyes open and choose a house: price choice: measure the real estate price by comparing personal affordability, traffic conditions, residential environment, apartment structure and other conditions; Site selection: whether the location of the building is superior and whether it meets the various needs of individuals; Area selection: considering economic ability and purchase budget, correctly handle the relationship between suite area and function; Huxing structure: according to the use function and family-oriented factors, such as the number of people, choose the appropriate Huxing structure.