1. Verify whether the property right is clear: the seller must be the owner of the house, and it can be verified by checking the property right certificate and the ID card of the owner.
2. Verify the housing situation: when looking at the house, we should start from the following aspects: housing construction, housing community and housing rights. Verification of these situations will help you control the actual cost and risk of the transaction.
3. Clear transaction procedures: Second-hand housing transactions can be divided into several steps: house inspection, contract signing, down payment according to the contract, transfer, delivery and balance payment. Attention should be paid to these steps: keep the transaction evidence, transfer the ownership only when everyone on the property certificate is present, and check whether the other party has paid the property fee, water, electricity and gas fee when handing over the house.
4. Clarify the liability for breach of contract: Clarify the strict liability for breach of contract with the seller, which is the guarantee for both parties to perform the second-hand housing sales contract in good faith. In practice, small down payment punishment or simple "the breaching party should bear the losses of the observant party" lacks practical effect. Matters needing attention in buying a house: determine the goal of buying a house
The premise of buying a house is rational and planned consumption. Decide your own property according to your own income, expenditure and other actual conditions. In fact, it is good to meet the basic housing needs and avoid unnecessary extra burdens, but it is very important to cultivate a gradient consumption concept. However, in the current situation of purchase restriction, whether you want to buy the ultimate house in one step still needs to be decided according to your actual situation.
Precautions for buying a house: learn the common sense of buying a house.
Learn the necessary basic knowledge of real estate, which is necessary for buying a house. Housing is a professional behavior because it involves huge amounts of money. In some developed countries, there are professional brokers who can provide professional advice and services for property buyers, and the laws, regulations and operating procedures are relatively standardized. But at present, the domestic real estate market is not particularly perfect. Therefore, it is necessary to learn some basic knowledge of real estate before buying a house and accumulate down payment for buying a house.
The key to buying a house: the accumulation of down payment. Set a goal first, such as paying a down payment within five years after graduation, so in order to achieve this goal, distribute your income reasonably. Set aside a part of funds regularly every month and make a regular quota plan. Because if a compulsory savings plan with a regular quota is set up, a sum of money must be raised regularly every month, which means that the available funds must be reduced, so consumption can be more rational. Little by little accumulation is a fortune.
Matters needing attention in buying a house: screening the scope of buying a house
Buy a house according to your ability: choose a building that suits you. Small area, low down payment and low total price, suitable for young people. It is suggested that you can buy a second-hand small house or a newly opened small apartment in the city center. The advantages of second-hand small huxing are convenient transportation, mature supporting facilities and relatively favorable prices; In addition, because young people's job mobility is still quite large, considering a place with suitable transportation, even if the job changes or moves, it is convenient to travel. The advantages of newly opened small huxing are more reasonable huxing, higher living comfort and relatively higher return on investment in the future.
Matters needing attention in buying a house: save travel time and cost
Because the time cost and transportation cost of crossing the city are more and more expensive, we should also consider the time cost of travel before buying a house. If you spend 2 hours on traffic every day, then 65438+ 10 month =60 hours =2.5 days, 1 year =730 hours =30 days, 50 years =36500 hours = 1520 days =4 years.
Office workers who drive or take buses spend an average of two hours a day on traffic, and about one month a year on the bus. If you concentrate the two hours you spend every day, take a car for a month in a row, or drive for a month without sleeping, you will realize that time is considerable. On the contrary, if you spend these hours on work or other aspects, you can create more income. If the time limit is enlarged to 50 years, the value of time cost will be amazing.
The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!