Baixing Credit Information is the credit information platform of eight private institutions led by the central bank, which is dedicated to serving financial institutions that cannot obtain credit information and controlling the bad debt rate of private online loans.
Compared with other online loan data reports, Baixing's credit data is richer and the query is very simple.
Just open wechat search: know to check. Click "Query" and enter information to query your own 100-line credit data, which come from online lending platforms and UnionPay centers all over the country. Users can query their own big data and credit status, obtain various indicator data, and query their own personal credit status, blacklist status, online loan application record, application platform type, overdue, overdue amount, credit limit estimation of credit cards and online loans and other important data information.
Compared with the central bank's personal credit report, the atmosphere of personal credit record is more extensive, and the institutions that publish it are more diverse. For example, Zhihu and Sesame Credit Score are all part of personal credit record. Generally speaking, it is more similar to the big data credit report on the Internet, which is a useful supplement to the traditional personal credit report.
At present, the country is building an all-round "credit network" without dead ends, connecting the society and enjoying information, whether it is a credit report or a personal credit record, it is an important link. Protect your credit. Credit is the greatest asset and wealth for everyone.