So how can we choose a good house that we like? What should I pay attention to when buying a house? What kind of house is more economical to choose for later decoration? Bian Xiao today, through the matters needing attention in buying a house, the process of buying a house, what taxes to pay for buying a house, and how to buy a house that is easy to decorate and save money, let you know the inside story of buying a house more comprehensively and stay away from the trap of buying a house!
I. Matters needing attention in buying a house (preparation stage)
1, determine the goal of buying a house: according to your actual income and expenditure, determine the real estate that suits you.
2, learn the common sense of buying a house: because the house involves a huge amount, buying a house is a more professional behavior. Therefore, it is necessary to learn the common sense of buying a house.
3. Accumulate the down payment for buying a house
4, screening the scope of buying a house: choose the real estate that suits you-buy a house according to your ability. The advantages of newly opened small huxing are more reasonable huxing and higher living comfort.
5. Save travel time cost: consider travel time cost before buying a house. Because we can easily find that the time cost and transportation cost of crossing the city are more and more expensive. Remind friends who want to buy a house to grasp the 5 km life circle, which is an effective parameter to measure the benefit and quality of buying a house. The smaller the cost, the more cost-effective the house you buy. In this way, after buying a house, you will pay less and less.
6. Understanding of the cost of buying a house: After determining the goal and scope of buying a house, some basic costs of buying a house must be calculated in advance. Although these costs seem small on the surface, some of them are fixed values, but combined with the total house price in the future, their costs are still not small.
Second, the knowledge of buying a house that must be understood when looking at the house
1, put forward "one request" to the seller, and put forward that the exact content of the sales advertisement should be written into the house purchase contract, so as to see clearly the authenticity of the advertisement;
2, pre-sale permit review should grasp the "two points", to see whether the pre-sale project is consistent with the name of the real estate sold, whether the purchased house is within the pre-sale scope;
3. The sales office should be able to pass the "three customs", "forced reservation" (the salesperson forced you to place an order as soon as possible because of the tight source of the house), "blocking" (for the purpose of "covering the plate" and "property hoarding", the salesperson told you that the suite you like was sold and asked you to give up) and "moving people with emotion" (making you embarrassed not to place an order).
4. Make the deposit "four clear" (specific location, area, price, time of signing formal sales contract, deposit amount and delivery time, deposit return form);
5. Consider the "five differences" in the actual purchase (environment, layout, furniture layout, decoration materials, workmanship, design details);
6. Agree on the subject matter of the purchased house: for example, a rough house or a fully renovated house? Land source? Basic information of the house? Including indoor, building, pool area and height;
7. Acceptance of "two copies", what is two copies? The two books are two legal documents provided by the developer after notifying the buyers to move in after the completion acceptance, one is the residential quality guarantee and the other is the residential instruction manual;
8. Effectively protecting the legitimate rights and interests of property buyers and striving to improve the contract are the only effective solutions. For example, regarding the handling of the area error, the Measures for the Administration of Commercial Housing Sales promulgated by the Ministry of Construction 200 1 clearly stipulates that if there is an agreement between the two parties, it shall be handled according to the following principles (if the area error ratio is less than 3% (including 3%), the house price shall be settled according to the facts; When the area error ratio exceeds 3%, the buyer has the right to return the house. If the Buyer cancels the house purchase, the Seller shall return the paid house price to the Buyer within 30 days upon the Buyer's cancellation of the house purchase, and pay the interest on the paid house price.
Iii. Matters needing attention in buying a house (purchase stage)
How to buy a house that is easy to decorate and saves money?
1. Buy a house of moderate size.
At present, the decoration consumption level of first-tier cities such as Beijing is: low-grade decoration below 800 yuan/m2, middle-grade decoration of 800-2,000 yuan/m2, and high-grade decoration of more than 2,000 yuan/m2. It can be seen that for families with average economic strength, choosing a house with moderate area is the first step to reduce the decoration cost.
2. Buy a house with reasonable floor area ratio.
Now mature buyers have understood that simply expanding the housing area does not mean having a high level of quality of life, and a reasonable floor area ratio is the key. Even if it is a one-bedroom apartment, if the functional area ratio is rationalized through the decoration the day after tomorrow, the quality of life of the occupants will be greatly improved.
3. The layout of the purchased house should be reasonable.
Reasonable indoor layout design can reduce the demolition and alteration of the wall during decoration, so we should also pay attention to the layout of the house when choosing a low-rent house. However, when measuring the rationality of indoor layout, we should also choose a house that suits us from the beginning according to our living habits and characteristics.
4. The purchased house has a compact structure.
Generally speaking, living room, bedroom, bathroom, kitchen and dining room are the five basic elements of residential structure. These five elements all have their low-limit area standards, and the house is compact. Even if it is a small area, the decoration will be very convenient and comfortable to use, and it will save money when decorating.
5. Buy a house with water and electricity.
Everyone who has decorated the house knows that the transformation of water and electricity lines is a great cost. A house of 100 square meter, the renovation of water, electricity and gas lines usually costs thousands or even tens of thousands of yuan. Therefore, when choosing a house, we must pay attention to whether the original laying and layout of indoor water, electricity and gas roads are thoughtful and reasonable, so as to minimize the high cost of large-scale decoration in the future.
6. Try not to have beams in the purchased suites.
Cross beam is a big taboo in home decoration. If the house you buy has beams, it is unsightly and needs to be covered with ceiling. Some beams are large in area and unusual in thickness, so it is not easy to suspend the ceiling during decoration, which is time-consuming and laborious. If there is no beam, there is no need to make a ceiling, just sit on it, which is easy to decorate and save money.
7. The gift area decoration cost estimation
Now there are many houses with gardens on the ground floor and balconies on the top floor for sale. When buying such houses, we must first make a cost estimate for the decoration of the donated area-we must know that the decoration of gardens and balconies also requires high expenses. In addition, when buying this kind of house, you should ask in advance whether the gift part is allowed to be decorated according to your own needs (or the unified and fixed model of the community). If decoration is not allowed, these so-called gift areas will be meaningless!
Tips for choosing a house with low decoration cost;
Choosing a house decorated at a low price should be an inspection step when you are optimistic about the house and ready to buy it, rather than the main basis for buying real estate. Otherwise, it's like giving up eating because of choking.
4. What procedures and documents are needed to buy a house? Look at the novice buyer.
1. Understand the background and qualifications of developers. It is very important to choose a powerful developer. Regular developers are guaranteed in terms of housing quality, contract signing and property rights management.
2. The surrounding environment and supporting facilities of the community. The direction of municipal development directly affects the value of real estate.
3. Planning within the community. 1. Does the location of the heating conversion station, garbage disposal room, garage entrance and exit, and power distribution room affect the house selection? 2. The layout of the building, the possibility of reconstruction, the influence of building spacing and lighting.
4. The investment owner should analyze the proportion of bedrooms in and around the community, and the self-occupation depends on personal needs.
5. Other formal pre-sale contracts for commercial housing, such as area error, clear height of floors, and time for handling property rights, are clearly stipulated. Check whether the interior wall, floor, roof, doors, windows, waterproof treatment, exterior wall, corridor, housing area and pool area are consistent with the contract. Area expansion and contraction shall not exceed 3%. If it exceeds 3%, the purchaser shall pay it to the developer at the unit price when purchasing the house; Within 3%, developers pay buyers twice the purchase price; Regardless of the increase or decrease of the area error, the buyer can request to return the house, and within 3%, it will be refunded according to the current interest of the bank for the same period.
These are some things that Bian Xiao summed up for everyone before and when he decided to buy a house. I hope parents who plan to buy a house will pay attention. If they buy the right house, they will not only decompress their pockets, but also live more comfortably. After all, buying a house is related to our lifelong happiness!
(The above answers were published on 2016-11-23. Please refer to the actual situation for the current purchase policy. )
When buying a new house, go to Sohu Focus.