How to carry out the work of micro-financial service center of credit cooperatives

The first is to set up professional service organizations. Actively set up a "financial service department for small and micro enterprises" to be responsible for the line management of small and micro enterprises, formulate business plans, improve the small enterprise system, and carry out policy research and product research and development; Explore the establishment of small and micro enterprise operation center, responsible for small and micro enterprise loan marketing, audit, approval and post-loan management; , the implementation of small and micro enterprises "one-stop" docking service, build a perfect small and micro enterprise service institutions.

The second is to carry out professional marketing services. Provide more professional, thoughtful and timely financial services for small and micro enterprises. Customers should strengthen contact and communication with small and medium-sized enterprises, conduct field visits and in-depth exchanges, analyze market changes, grasp first-hand information in time, provide market information and technical services for enterprises, help enterprises standardize their financial systems, improve their financial management level, guide and help small and micro enterprises to operate steadily and enhance their development potential.

The third is to transform and improve the service process. In view of the characteristics of short, frequent and fast financing for small and micro enterprises, the "short" and "fast" links are integrated into a "flow production line" to realize seamless connection between functions and make customer loan projects become "products" in the shortest time, just like standard parts on the assembly line. At the same time, appropriately improve the approval authority of small and micro enterprise loans in grass-roots units, simplify business operation procedures, and open up a "green channel" for financing small and micro enterprises.