Guo Fu information consultation

Yes, just bring your ID card. I have to go to any branch of this bank where I open my card. If there is a debt, I can only close the account after I pay it back. If it is a debit card, you can take out the money or spend it, and then cancel it automatically. Bank card ordinary cards are only for saving money, unlike credit cards, and will not record bad information.

Because of the annual fee and small account management fee, the annual fee is 10 yuan, and the quarterly small account management fee is 3 yuan when the balance is lower than 300 yuan, so 22 yuan will be deducted for one year. When the balance in the card is deducted to zero yuan, the system will put your bank card into a dormant state after a period of time. After that, the system will automatically log off. Use it to open a new card in the future.

Extended data

Precautions for account cancellation

1. When the post-paid customer cancels the account, it shall provide valid identification (if it is entrusted to others, the agent shall also submit the original valid identification of the client and himself; If the unit customer handles it, he must hold the valid certificate of the unit and his valid certificate).

2. It is not allowed to cancel the account of users in different places. If I can't handle it, I can entrust someone else to handle it on my behalf, but I need to bring the original ID cards of the client and the client. If the account is not closed, the holder of this number will be blacklisted in the business hall to which he belongs. ?

3. In principle, users within the agreement period cannot handle account cancellation business.

4. Users need to settle the overdue and current arrears of all user numbers under the same customer, as well as the real-time telephone charges for handling business numbers this month, before they can handle the account cancellation business.

Baidu encyclopedia-account cancellation