The installment loan order has been closed, which means that the user failed to pass the loan review. Closing the order is equivalent to rejecting the user's loan application. At this time, users can consult the customer service of installment music to see why they can't pass the audit. After solving the problem, users can try to apply for staging music again, so the audit results may change.
Staging music does not recommend repeating the application in a short time, on the one hand, because the credit qualification conditions will not change in a short time, on the other hand, it is easy to consume personal credit information. Staging Music is a quality staging mall owned by Lexin, which was established in June 20 13. It is one of the earliest e-commerce platforms in China to launch staging shopping, adhering to the brand concept of "enough is enough, and you are happy to see it". Established official cooperation with many famous brands such as Apple, L 'Oreal and Philips, and became the third largest Internet channel after JD.COM and Tmall. With its rich quality products and good staging experience, Staging Music Mall provides users with a brand-new e-commerce staging consumption scene; At the same time, it also opens installment shopping to credit card holders of dozens of banks such as Industrial and Commercial Bank of China and China Merchants Bank. In terms of business model, Staging Music cooperates with JD.COM Mall and many partners, starting with buying mobile phones by Staging Music, and gradually expanding to the whole 3C digital, outdoor sports, beauty care, education and training, eating, drinking and having fun and other fields.
What do you mean the installment order has been closed?
Closing the installment order means that the loan submitted by the user fails to pass the system audit, and the loan order will be closed by the system. You can ask what caused the installment customer service, then make corrections and resubmit the loan application. Pay back the arrears on time after the loan is successful.
When using staged music, you can return it in different stages. At this time you can choose according to your income. It should be noted that overdue repayment of installment music will generate penalty interest, and the longer the time, the more penalty interest, and the platform will collect after overdue repayment. The common collection method is to call the borrower.
Overdue repayment of installment music will be uploaded to the credit information center. If users can't return it on time after using it, they can borrow money from friends around them to avoid overdue. But after lending, it should be returned to friends in time, and at the same time, it should not be lent frequently, so as not to cause resentment among friends.
Staging Music is affiliated to Shenzhen Staging Music Network Technology Co., Ltd., which is a domestic financial service platform that provides staged consumption for young people. Founded in June 20 13, Staged Music Mall has established cooperative relations with many famous brands such as Apple, Huawei, OPPO, vivo, L 'Oreal and Philips.
Version information: Take staged music version 6. 15.3, Apple13 (iOS15.3.1system) and Huawei mate40(HarmonyOS2 system) as examples.
What happened when the installment loan order was closed?
The installment loan order has been closed, which means that the user failed to pass the loan review. Closing the order is equivalent to rejecting the user's loan application.
At this time, users can consult the customer service of installment music to see why they can't pass the audit. After solving the problem, users can try to apply for staging music again, so the audit results may change. It is not recommended to apply repeatedly in a short time, on the one hand, because the credit qualification conditions will not change in a short time, on the other hand, it is easy to consume personal credit information.
1. Definition: Personal credit investigation refers to the activities of personal credit investigation institutions established according to law to collect and process personal credit information and provide personal credit information inquiry and evaluation services according to users' requirements.
Personal credit report is a personal credit history record provided by a credit reporting agency to legitimate information inquirers after processing and sorting out the information collected according to law. As of 20 15, the database contains 870 million natural persons, of whom 370 million have credit records. ?
Two. Function: At present, credit reports are mainly used in various consumer credit businesses of banks.
With the continuous improvement of the social credit system, credit reports will be more widely used in commercial credit sales, credit transactions, recruitment and job hunting and other fields. In addition, the personal credit report also provides a way for inquirers to examine and standardize their own credit history behavior, and forms a verification mechanism of personal credit information.
III. The main factors that may affect the personal credit risk score are: repayment by loans overdue, or failure to repay by the agreed time limit and repayment amount after credit card overdraft, or too many loan accounts and credit cards.
Fourth, credit information:
1. Personal basic information used to identify individuals and reflect their family and occupation;
2. Personal credit information formed by the credit relationship between individuals and financial institutions or housing provident fund management centers;
3. Personal credit purchase and payment information formed by personal credit purchase relationship with commercial institutions and public utility service institutions;
4. Public record information related to personal credit formed by administrative organs, executive organs of administrative affairs and judicial organs in the process of exercising their functions and powers; 5. Other information related to personal credit.
2065438+May 2009, new personal credit information was officially released, and the length and fineness of credit information will be further improved. The Measures for the Administration of Credit Information Business, adopted at the 9th executive meeting of the People's Bank of China on September 30th, 2002/KLOC-0, is hereby promulgated and shall come into force as of June 30th, 2022.
What do you mean, the stage is closed?
Closing the installment order means that the loan submitted by the user fails to pass the system audit, and the loan order will be closed by the system. At this time, you can consult the customer service of installment music to find out what caused it, then make corrections, and then resubmit the loan application later, and the follow-up can be passed. Pay back the arrears on time after the loan is successful.
Staging music is a high-quality staging shopping center under Lexin. Founded in June 20 13, it is the pioneer of the domestic installment shopping e-commerce model. Always adhering to the brand concept of "enough is enough, I am happy to see better".
Staging Music Mall has established cooperation with many well-known brands such as Apple, Huawei, OPPO, vivo, L 'Oreal and Philips. , becoming the third largest Internet channel after JD.COM and Tmall.
Staging Music Mall has also introduced e-commerce platforms such as JD.COM Mall, Xiaomi Youpin and Koala Haibu, and exported staging music service capabilities from many high-quality external platforms such as Xiang Yang Wharf and Mawei Cell. As of March 2020, the number of goods in installment music mall has exceeded 2 million.
20 13, 10, staged music mall officially put into operation.
20 14 March, installment music reached a strategic cooperation with JD.COM, the largest shopping center in China.
2065438+In March 2004, Staging Music received a million dollars investment from Jingwei China, and completed the A round of VC financing.
20/kloc-in April, 2004, stage music marketing centers in Beijing, Wuhan, Chongqing and Nanchang were established.
In May 20 14, the number of people serving staged music exceeded 654.38+10,000.
2065438+In June 2004, Shanghai, Xi and Nanjing Marketing Centers of Staging Music were established.
From 2065438 to September 2004, staged music supported many universities in nearly 100 cities across the country.
20 14, 12, staged music was led by DST, and Bertelsmann, Jingwei China, Huaxing Capital and Xianfeng Huaxing followed with a series B financing of USD 6,543.8 billion.
2065438+March 2005, Staging Music won the strategic investment of JD.COM Mall.
20 15 10, the monthly sales of installment music exceeded 2 billion.
20 15 12, and joined the "world without thieves Anti-information Fraud Alliance" in China by stages.
In 2065438+2006 10, 65438+2006, ABS was successfully issued by installment music with an initial amount of 200 million yuan.
2065438+In March 2006, Staging Music became the first governing unit of China Internet Finance Association.
April 20 16, staged music announced the strategy of opening the platform, serving white-collar workers.
2065438+In June 2006, Staging Music completed the first round of financing of $235 million.
20 17 June, the number of registered users of installment music mall exceeded160,000.
2065438+In July 2007, Staging Music launched the first mobile phone staging shopping festival.
In August 2020, the staged music brand was upgraded and a brand new brand concept, IP image and Logo were released.
In May of 20 15, the top five Internet finance innovation rookies in the first quarter of 20 15 were obtained by stages.