How to delete the overdue record of gold bars?
Under normal circumstances, overdue gold bars cannot be deleted, because gold bars are products of credit investigation, and records will be left on credit investigation. However, if there are special circumstances, you can apply for objection modification, and there is a chance to update it from the credit information.
Users can apply directly to the Credit Information Center or apply for modification through the platform. If it is overdue due to its own reasons, the record will be kept in the credit report for 5 years before it will be eliminated.
In fact, whether applying for JD.COM gold bars or other loan products, users should pay attention to repayment credit. Otherwise, it will have a negative impact. If you leave it on the credit report or big data, once it is queried by other platforms, whether it is a credit card application or a loan application, it may lead to the failure of approval.
What's more, after the deadline, the platform will collect users, not only the debtor himself, but also his relatives and friends will receive collection calls.
The above is the answer to "How to delete overdue records of gold bars". Generally speaking, overdue records cannot be deleted unless there are special circumstances. Historical records that have been kept for five years will be cleared after the user settles, and will remain in the credit report until they are resolved.