Go to the bank to get it.
Commercial loan contracts can be obtained in banks.
Personal business loans refer to loans issued by banks and other financial institutions to borrowers for legal production and business activities such as the borrower's mobility, purchase or renewal of business equipment, payment of rent for leased business premises, and decoration of commercial housing. The process includes consulting, submitting materials, signing contracts, granting loans according to procedures after review, returning loans, and canceling mortgages after liquidation.
Five simple personal loan contracts
How to write a personal loan contract? In the loan contract, the lender shall not take advantage of its dominant position to deduct interest from the principal in advance. If the interest is deducted from the principal in advance, the loan will be repaid according to the actual loan amount and the interest will be calculated. The following is a simple personal loan contract that I carefully recommend, for reference only, welcome to read!
Simple personal loan contract 1
Borrower: (hereinafter referred to as Party A)
Legal representative:
Lender: (hereinafter referred to as Party B)
ID number:
Party A is a newly established company, which is currently in the preparatory stage. In order to carry out normal production and business activities, Party A borrows money from Party B, and through friendly negotiation, this contract is specially concluded and abided by both parties.
1. Loan amount: RMB (in words: one million yuan only)
2. Loan term: from the date of month to the date of month, with a loan term of months. After the loan expires, if both parties have no objection, this loan contract may be extended, and the extension period shall be agreed separately.
Three, the loan interest is zero interest.
Four. Purpose of the loan: This loan is limited to working capital loan and is used for the company's business activities. Without the consent of Party B, Party A shall not use it for other purposes.
Verb (abbreviation for verb) loan repayment:
1. If Party A fails to repay the loan on time, it shall apply to Party B for extension fifteen days before the loan expires at the latest, and then Party B can decide whether to extend the loan on the basis of negotiation between both parties.
2. If Party B needs to recover the loan temporarily, it shall apply to Party A for repayment fifteen days in advance.
Breach of intransitive verbs and its handling;
1. If Party A fails to use the loan according to the purposes specified in this contract, the lender has the right to recover part or all of the loan.
2. Where Party A uses the loan to cause losses and waste or uses the loan contract to engage in illegal activities, the relevant units shall be responsible.
Those who are directly responsible shall be investigated for administrative and economic responsibilities, and if the circumstances are serious, criminal responsibility shall be investigated by judicial organs.
Seven. Entry into force of the contract: This contract shall come into force after being signed (sealed) by both parties. This contract is made in duplicate, one for each party. If there are other matters not covered in this contract, both parties shall further negotiate supplementary terms.
Borrower (Party A) (Seal) Lender (Party B) Signature of Party A's representative: Party B's signature:
Date of signing:
Simple personal loan contract II
Party A: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Party B: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Legal representative (unit): _ _ _ _ _ _
Party A and others apply for loans from Party B due to the lack of housing funds. Through consultation, both parties voluntarily reached the following agreement:
1. Party B lent Party A RMB _ _ _ _ (in words: _ _ _ _ _), and Party A shall return it before the date.
2. Party A agrees that Party B will deduct the _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ During this period, if the total dividend of Party A is less than 800,000 yuan, Party A shall make up the difference and return it to Party B. ..
Three. Party A and others shall be jointly and severally liable for the repayment of the loan in the first paragraph.
4. This Agreement is made in duplicate, with each party holding one copy.
Party A: _ _ _ _ _ _ _ _ _ _ Party B: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Party B.
Date, year and month
Simple personal loan contract 3
Party A (the borrower) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _
Party B (Lender) _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
On the basis of equality, voluntariness and consensus, Party A and Party B have reached the following agreement on loan matters for common compliance.
Party B lends Party A RMB (in words) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _).
Loan interest: _ _ _ _ _ _ _ _ _ _ _ _
Loan term:
Date of repayment: _ _ _ _ _ _ _ _ _ _ _. Payment method: cash/_ _ _ _ _ _.
Liability for breach of contract:
1, the borrower's liability for breach of contract
(1) If the borrower fails to use the loan according to the purpose stipulated in the contract, the lender has the right to recover part or all of the loan, and charge a penalty interest at the interest rate stipulated by the bank.
(2) If the borrower fails to repay the loan within the time limit, the lender has the right to recover the loan and pay the interest of 1% on a daily basis from the due date.
(3) If the borrower uses the loan to cause losses and waste or uses the loan contract to engage in illegal activities, the lender shall recover the principal and interest of the loan, and the relevant units shall investigate the administrative and economic responsibilities of the person directly responsible. If the circumstances are serious, criminal responsibility shall be investigated by judicial organs.
2, the lender's liability for breach of contract
(1) If the lender fails to provide the loan on schedule, it shall pay the borrower liquidated damages according to the amount of default and the number of days of delay. The calculation of the amount of liquidated damages is the same as that of the borrower's penalty interest.
(2) those who use the loan contract for illegal activities shall be investigated for administrative and economic responsibilities. If the circumstances are serious, criminal responsibility shall be investigated by judicial organs.
Dispute settlement: both parties shall settle the dispute through consultation; If it cannot be solved, it shall be submitted to the people of _ _ _ _ _ _.
This contract will come into effect on. This contract is made in duplicate, each party holds one copy, and the contract text has the same legal effect.
Party A (signature and seal) and Party B (signature and seal with copy of ID card)
Date of Contract Signing: Date of Contract Signing:
Simple personal loan contract 4
Borrower:
ID number:
Creditor:
Legal representative:
Address:
The borrower applies for a loan from the lender for business activities. Through negotiation between both parties, in order to clarify responsibilities and abide by credit, this contract is specially signed for both parties to abide by.
Rule number one. Loan amount and purpose
The Borrower applies to the Lender for a loan of RMB (in words) ten thousand Yuan only.
Article 2. Loan term and interest
The loan term is * * * () months, from () to (). The interest rate is determined as () ‰ per year according to the term of the loan contract, and interest is charged quarterly. In addition to the recovery within a time limit, loans overdue will charge ()% interest according to the regulations from the overdue date, and re-determine the loan interest rate according to the overdue interest rate grade.
Article 3. Repayment period
The Borrower shall repay the loan principal and interest to the Lender in one lump sum within () days after the loan term expires.
Article 4. Dispute settlement method
The parties agree that any dispute arising from this agreement shall be settled through friendly negotiation; If negotiation fails, either party may ask the person in the place where this contract is signed.
Article 5, Others
1. This contract shall come into effect as of the date of signature and seal by all parties or their authorized representatives, and shall automatically become invalid after the loan principal and interest are fully paid off.
2. This contract is made in duplicate, each party holds one copy, and each contract has the same legal effect.
Borrower: Lender:
Year, month, year, month, year
Simple personal loan contract 5
The creditor is called Party A for short, and the joint guarantor is called Party B for short.
In order to guarantee future debts, both parties agree to sign this contract as follows:
Article 1 At the request of Party A, Party B voluntarily assumes the joint and several liability of guarantee with the principal debtor for the contract signed between the principal debtor and Party A on _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Article 2 Party B shall ensure that the principal debtor pays off the debts on the bills with the maximum opening amount in the future and liquidated damages for overdue interest. And all damages for non-performance of debts.
Article 3 If Party A overdraws the principal debtor beyond the limit agreed in Article 1 without the consent of Party B, Party B shall still be responsible for the excess.
Article 4 If Party A agrees that the principal debtor will unbind the subject matter secured by part of the creditor's rights and give up the mortgage (pledge) right, or change it in part or in whole, Party B's joint and several guarantee responsibilities will not change because of this, and Party B shall still bear the responsibilities, and shall not claim to be exempted from its responsibilities on the pretext of changing the security right halfway.
Article 5 If the principal debtor does not contain contractual debts, regardless of the amount of collateral, Party B shall immediately pay off all the debts of the principal debtor after Party A's notice, and is willing to give up the right of defense of first appeal.
Article 6 The place of performance of Party B's secured debt is the place where Party A is located.
Article 7 When Party B fails to perform its responsibilities, its litigation jurisdiction shall be subject to the designation of Party A, and Party B has no objection.
Party B shall jointly compensate himself for the litigation expenses mentioned in the preceding paragraph, and will never shirk it.
Article 8 Party B agrees that Party A may transfer part or all of its creditor's rights to the principal debtor and its security interests to others.
This contract is made in duplicate, one for each party.
Creditor (Party A) _ _
Address:
Uniform ID number:
Joint guarantor (Party B) _ _
Address:
Uniform ID number:
_ _ _ _ _ _ _ _ _ _ _ _
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Formal personal loan contract template
A loan contract refers to a contract in which the parties agree that one party will transfer the ownership of a certain kind and quantity of currency to the other party, and the other party will return the similar kind and quantity of currency within a certain period of time, that is, a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest. The following is the formal personal loan contract template _202 1 loan contract template I brought to you. Welcome to check it!
Model loan contract 1
Party A: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _
Party B: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _
After full consultation, Party A and Party B make the following personal loan contract template:
1. Party A borrows RMB _ _ _ _ _ _ _ ten thousand yuan (RMB) from Party B for business activities, and Party B will remit the money to Party A or its designated place before _ _ _ _ _ _.
Two. The loan term is _ _ _ _ years, counting from the date when Party A issues the above confirmation letter; The interest rate is subject to the five-year bank loan interest rate. If the state adjusts the bank loan interest rate for the same period every year, the loan interest rates of both parties will be adjusted accordingly.
On the day after the loan expires, the principal and all interest shall be returned to Party B in one lump sum;
If the above principal and interest are overdue, the liquidated damages shall be calculated at the interest rate of one thousandth per day.
Three. In order to fulfill the above terms, Party A shall provide Party B with all its shares in _ _ _ _ _ _ _ _ _ (hereinafter referred to as _ _ _ _ _ _ _ _ _) (accounting for _ _ _% of the registered capital).
Four. Both parties confirm that if the labor relationship between Party A and _ _ _ _ _ _ _ _ _ _
5. If there is any dispute over this personal loan contract model, both parties shall settle it through consultation; If negotiation fails, it shall be submitted to the arbitration institution of Party B's domicile for settlement.
This personal loan contract is in duplicate, one for each party. For matters not covered in this contract, both parties may sign a supplementary agreement separately, which has the same effect as this contract.
Party A: _ _ _ _ _ _ _ _ _ _ _ _
Date: _ _ _ _ _ _ _ _ _ _ _ _ _
Party B: _ _ _ _ _ _ _ _ _ _ _
Date: _ _ _ _ _ _ _ _ _ _ _ _ _
Model loan contract II
Party A (Lender) _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B (Borrower) _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
In order to clarify the responsibilities and abide by the credit, both parties voluntarily sign this contract through consultation.
I. Loan Amount (in words)
Second, the purpose of the loan: the borrower needs a sum of money urgently because of _ _.
3. Loan interest rate: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Four. Loan Term: The loan term starts from the date of the month and ends on the date of the month.
Verb (abbreviation of verb) repayment date and method: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Liability for breach of contract with intransitive verbs: The borrower shall repay the loan at the time stipulated in the contract. If the borrower fails to repay the loan on time, the lender has the right to recover the loan within a time limit and charge% overdue interest as agreed in this contract.
Seven. Dispute resolution: settle disputes through negotiation. If negotiation fails, the dispute may be submitted to the people's court where Party A is located.
Eight. Others:
1. Without the consent of both parties, neither party may change or terminate the contract without authorization. If one party requests to modify or terminate the contract, it shall notify the other party within _ _ days and reach a written agreement. After the modification or dissolution of this contract, the loan occupied by the borrower and the interest payable shall still be paid according to the provisions of this contract.
2. Attachments to the contract: IOUs and receipts.
3. This contract shall come into effect after being signed by all parties, and shall automatically become invalid after the loan principal and interest are fully paid off.
The original of this contract is in duplicate, one for the borrower and one for the lender. The contract text has the same legal effect.
Party A (the borrower) _ _ _ _ _ _ Party B (the lender) _ _ _ _ _ _ _
(Signature and Seal) _ _ _ _ _ _ _ (Signature and Seal) _ _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Model loan contract 3
Borrower: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Legal representative: _ _ _ _ _ _ _ _ Title: _ _ _ _ _ _ _ _ _
Address: _ _ _ _ _ _ Postal code: _ _ _ _ _ Tel: _ _ _ _ _ _ _ _
Lender: _ _ _ _ _ _ _ _ _ _ _ _ _ Legal Representative: _ _ _ _ _ _ _ Title: _ _ _ _ _ _ _ Address: _ _ _ _ _ _ _ _ Postal Code: _ _ _ _ _ _ Tel: _ _ _ _ _ _ _
Legal Representative: _ _ _ _ _ Title: _ _ _ _
Address: _ _ _ _ _ _ Postal code: _ _ _ _ _ Tel: _ _ _ _ _ _ _ _
According to the Contract Law of People's Republic of China (PRC), in order to ensure the normal construction and production, the borrower applied to the lender for a working capital loan for a construction enterprise, which was approved by the lender. In order to clarify the rights and responsibilities of all parties, this contract is hereby signed for compliance.
Article 1 The loan amount for _ _ _ _ _ years agreed in this Contract is RMB (in words) ten thousand Yuan, which is used for _ _ _ _ _ _ _ _.
Article 2 Borrowers and lenders must abide by the Loan Measures, and relevant loan matters shall be handled in accordance with the provisions of the Measures.
Article 3 From the date when the loan is used, the interest shall be calculated and collected according to the actual amount used, with the interest rate of _ _ ‰ per month, the interest rate of over-planned loans of _ _ ‰ per month, the interest of overdue loans of 20%, and the interest of misappropriated loans of 50%.
Article 4 The Lender guarantees to provide funds as agreed in this Contract. Where the Lender delays the use of funds due to work mistakes, thus causing losses to the Borrower, the Lender shall be liable for compensation according to the direct economic losses.
Article 5 Lenders have the right to check the use of loans. During the inspection, the borrower must have easy access to relevant documents, account books, vouchers and statements, and check the material inventory and construction production.
Article 6 If the borrower violates the provisions of this contract and the loan measures, the lender has the right to stop the loan and recover part or all of the loan in advance.
Article 7 The guarantor is responsible for the borrower's repayment of the loan principal and interest. If the borrower fails to repay the loan principal and interest on schedule, the guarantor shall be responsible for repayment within one month after receiving the repayment notice from the lender.
Article 8 The term of validity of this contract: from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
The original of this contract is in triplicate, with each party holding one copy.
Borrower: _ _ _ _ _ _ _ _ _ _ (seal) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Lender: _ _ _ _ _ _ _ _ _ _ (seal) _ _ _ _ _ _ _ _ Representative _ _ _ _ _ _ _ _ _
Guarantor: _ _ _ _ _ _ _ _ (seal) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Date of signing: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Model loan contract 4
Party A (Borrower): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _
Party B (Lender): _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
On the basis of equality, voluntariness and consensus, Party A and Party B have reached the following agreement on loan matters for common compliance.
Party B lends Party A RMB (in words) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _).
Loan interest: _ _ _ _ _ _ _ _ _ _ _ _
Loan term:
Date of repayment: _ _ _ _ _ _ _ _ _ _ _. Payment method: cash/_ _ _ _ _ _.
Liability for breach of contract:
1, the borrower's liability for breach of contract
(1) If the borrower fails to use the loan according to the purpose stipulated in the contract, the lender has the right to recover part or all of the loan, and charge a penalty interest at the interest rate stipulated by the bank.
(2) If the borrower fails to repay the loan within the time limit, the lender has the right to recover the loan and pay the interest of 1% on a daily basis from the due date.
(3) If the borrower uses the loan to cause losses and waste or uses the loan contract to engage in illegal activities, the lender shall recover the principal and interest of the loan, and the relevant units shall investigate the administrative and economic responsibilities of the person directly responsible. If the circumstances are serious, criminal responsibility shall be investigated by judicial organs.
2, the lender's liability for breach of contract
(1) If the lender fails to provide the loan on schedule, it shall pay the borrower liquidated damages according to the amount of default and the number of days of delay. The calculation of the amount of liquidated damages is the same as that of the borrower's penalty interest.
(2) those who use the loan contract for illegal activities shall be investigated for administrative and economic responsibilities. If the circumstances are serious, criminal responsibility shall be investigated by judicial organs.
Dispute settlement: both parties shall settle the dispute through consultation; If it cannot be solved, it shall be submitted to the people of _ _ _ _ _ _.
This contract will come into effect on. This contract is made in duplicate, each party holds one copy, and the contract text has the same legal effect.
Party A (signature and seal): Party B (signature and seal with a copy of ID card):
Date of Contract Signing: Date of Contract Signing:
Model loan contract 5
ContractNo.: _ _ _ _ _ _ _ _ _
Lender: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Payer: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
The Mortgagor borrows money from the Lender, and the loan amount is _ _ _ _ _ _ _ _ _ _ _.
Hip payment amount
Article 1 The lender shall provide the borrower with a loan fund of RMB (in words) 10,000 yuan.
Terms and purposes of crotch payment
Article 2 The term of the loan under this contract is (months), from (year) to (year). If the actual loan release date is inconsistent with the loan start date, the loan start date shall be subject to the actual loan release date, and the loan term shall be postponed accordingly.
Article 3 The loan fund shall be used exclusively, and the borrower shall not use it for other purposes.
Hip interest rate and payment method
Article 4 The loan interest rate under this contract is fixed, and the monthly loan interest rate is _ _ _ _ _%.
Article 5 The loan principal and interest under this contract shall be repaid in the following _ _ _ _ _ _ _ _ _ _ _ _ _ _:
5。 1 Repay the principal in one lump sum at maturity, and pay the interest on a monthly basis, and the interest at maturity will be paid with the principal. The monthly interest is _ _ _ _ _ yuan. If interest is calculated on a daily basis, the daily interest rate = monthly interest rate ÷30. What day of each month is the interest payment date? Today is the loan maturity date.
5。 Matching principal and interest repayment method: that is, within the loan term, the principal and interest of the loan are repaid in equal amount every month. The monthly repayment amount is RMB (in words): the repayment date is _ _ _ _ every month.
Article 6 The borrower shall pay the loan principal and interest to the bank account in the lender's name by transfer, and the account information is as follows:
Account name:
Account number:
Bank of deposit:
Payment of crotch payment
Article 7 After the borrower meets the loan granting conditions required by the lender and completes the corresponding loan and guarantee procedures, the lender shall issue the loan within working days. Both parties agree that the lender will remit the loan to the following account of the borrower by transfer. Once the transfer is successful, it will be deemed that the borrower has withdrawn and used the loan.
Account name:
Account number:
Bank of deposit:
Debt scope and repayment order of crotch payer
Article 8 The borrower's loans and debts under this contract refer to the loan principal, interest, liquidated damages, compensation and expenses for realizing creditor's rights and security rights (including but not limited to notarization fees, evaluation fees, appraisal fees, auction fees, preservation fees, litigation or arbitration fees, delivery fees, execution fees, storage fees, transfer fees, attorney fees, travel expenses and other expenses).
Article 9 The money used by the lender to pay off the debts under this contract and the corresponding guarantee contract shall, in principle, be paid off in the order of first paying off the expenses for realizing the creditor's rights and security rights, then paying off the liquidated damages and compensation, then paying off the interest and finally paying off the principal.
Representation and guarantee of crotch payer
Article 10 The borrower is a civil subject established and legally existing in accordance with the law, and has all necessary capacity for rights and conduct, and can perform the obligations under this contract in its own name and bear corresponding responsibilities.
Article 11 The signing and performance of this contract by the borrower is a true expression of the borrower's will, which has been decided or authorized by the borrower's decision-making and examination and approval authorities, and there are no legal defects.
Article 12 All documents, materials and information provided by the borrower to the lender during the signing and performance of this contract are true, accurate, complete and effective, and no information that may affect its repayment ability is concealed from the lender.
Rights and obligations of the lender
Article 13 The lender has the right to inspect and supervise the borrower's loan use, operation, financial capital, liabilities and external guarantee, and the borrower shall cooperate with it and provide timely and truthful relevant information and reports required by the lender.
Article 14 On the premise that the borrower fulfills the obligations agreed in this contract, the lender shall issue loans to the borrower as agreed in this contract.
Article 15 When the borrower evades the lender's supervision, defaults on the principal and interest of the loan, maliciously evades debts or commits other serious breach of contract, the lender has the right to notify the relevant departments or units, and has the right to announce the collection in the news media. The notice and announcement issued by the lender shall be regarded as claiming rights from the borrower.
Rights and obligations of crotch payer
Article 16 The borrower shall use the loan according to the purpose agreed in this contract, and shall not use the loan under this contract for other purposes. The Borrower shall bear all expenses under the Contract, including but not limited to notarization fees, appraisal fees, evaluation fees, registration fees and insurance fees.
Article 17 The borrower shall repay the loan principal under this contract and pay interest according to the time, amount and currency agreed in this contract.
Article 18 The borrower shall notify the lender in writing within five days after the occurrence or possible occurrence of acts or events that affect its repayment ability.
Article 19 When the guarantee (if any) under this contract changes against the lender's creditor's rights, the borrower shall provide other guarantees recognized by the lender in time according to the lender's requirements.
Early repayment
Article 20. If a borrower wants to repay the loan in advance, it shall apply to the lender in advance. After the consent of the Lender, both parties shall sign a written agreement separately, stating the rights and obligations of both parties. Without the consent of the lender, the borrower shall not repay the loan in advance.
Guarantee mode
Article 21 In order to guarantee the repayment of the loan under this contract, the lender may require the borrower to provide guarantee measures (including but not limited to guarantee, mortgage, pledge, etc. ), the specific guarantee matters shall be subject to the corresponding guarantee contract.
responsibility for breach of contract
Article 22 The borrower's violation of the obligations, promises and guarantees agreed in this Agreement constitutes a breach of contract. The Lender has the right to stop paying the outstanding loan of the Borrower, unilaterally announce that the loan already issued under this Contract is due in advance, and require the Borrower to immediately repay all the due loan principal and settle the interest, and has the right to require the Borrower to pay% of the loan principal as penalty.
Article 23. If the borrower fails to repay the loan on time, the overdue penalty shall be charged at the rate of%/day of overdue principal and interest payment from the date of overdue until the repayment is completed.